Supplemental Health

Reduce the out-of-pocket costs of hospital stays

Unexpected hospital stays can lead to expenses that quickly add up. Hospital indemnity insurance provides the money you can use to help cover the costs you might not anticipate. Helping you handle expensive hospital bills lets you focus more on recovering and less on how much the next test is going to cost.

• You’ll receive a lump sum payment to use as you see fit
• Pays on top of what your medical insurance covers
• Coverage for hospital admission, stays and accident-related rehab (accidents only)

Did you know studies show that you can spend on average $10,900 for a hospital stay in the US?¹

Take comfort knowing you have financial support for accidents

When unexpected injuries lead to unexpected expenses, your accident insurance provides money to cover bills, co-pays, transportation, childcare and more.

• You’ll receive a lump sum payment to use as you see fit, paid directly to you
• The plan pays no matter what your medical covers
• May cover accident-related events, such as: sports injuries, auto accidents, bicycle accidents, broken bones, knee injuries and falls

Did you know 30.8 million annual ER visits are related to unintentional injuries?¹

Lump sum payment provides support when your family needs it most

Emotionally managing illnesses like cancer, a heart attack or stroke is hard enough. Financially managing the costs on top of this is often overwhelming. Critical illness insurance provides a lump sum payment to ensure you and your family have financial support in a difficult time. So, you’ll be able to spend less time worrying about money and more time focusing on healing.

• You’ll receive a lump sum payment to use as you see fit
• Use it for prescriptions, deductibles, co-payments, experiential/non-traditional treatments and even non-medical expenses like everyday bills
• Pays out in addition to what your medical insurance covers
• Payments may be paid directly to you, not to the doctors, hospitals or healthcare providers