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Disability Coverage

You can make sure you are financially prepared in the event that you are unable to work due to a disability.
A disability can happen at any time — don’t wait to apply

New online enrollment in disability insurance makes it easy to protect your income, and your family, should you become unable to work.

Your Plan

Disability Insurance isn’t as easy as “one size fits all,” that’s why NYSUT Member Benefits and MetLife give you options to find the plan that fits you best:

  • Long-Term Plan: Get income protection for longer periods of disability — 5, 10, 15 years or longer — so your family and future is covered. 
  • 5-Year Plan: Consider this plan if you’re looking for planned protection and retirement is still several years away. 
  • Short-Term Plan: Cover sick leaves or if you’re nearing retirement with a short-term, 12-month disability plan.

To get a personalized rate quote, access our interactive rate calculator.

Get started today

NYSUT members can now apply online for Life and Disability insurance making it easier to protect your income and your loved ones. Apply November 1 - 30, 2018

Like most group insurance policies, MetLife’s group insurance policies contain certain exclusions, limitations and terms for keeping them in force. Please contact MetLife for more information.

You may apply for Disability coverage if you are a member of NYSUT, age 65 or under and work 20 or more hours weekly. Lawful spouses or domestic partners of NYSUT members, retiree members and Associate Members of NYSUT are not eligible for this plan.

 Not available in all states.