Rates

Supplemental Life and Optional Accidental Death & Dismemberment Insurance

The rates shown are the monthly cost per $1,000 of coverage. Monthly cost for dependent child(ren) covers all eligible child(ren).

You may elect coverage amounts in $10,000 increments up to eight (8) times your basic annual earnings, not to exceed $750,000.

Evidence of Insurability is required to become covered for any amount of Supplemental Life Insurance.

Click here for a copy of the Plan Summary, where you will find a sample formula & example for calculating rates.

Age Rate
<25 $0.060
25-29 $0.064
30-34 $0.078
35-39 $0.085
40-44 $0.105
45-49 $0.150
50-54 $0.222
55-59 $0.402
60-64 $0.609
65-69 $1.158
70-74 $1.869
75+ $2.075
Spouse/Domestic Partner Child(ren) Coverage Employee Age <65 Employee Age >65
$7,500 $7,500 $1.85 $7.25
$15,000 $7,500 $3.71 $14.51
$25,000 $7,500 $6.18 $24.18
$50,000 $7,500 $12.35 $48.35

Cost is based on your age and the amount of coverage elected.

Monthly administrative fee is $0.50 cents.

A 50% reduction in coverage will take place at age 70.

Employee rate is inclusive of Optional Accidental Death & Dismemberment Insurance.

Coverage is paid through convenient payroll deductions.

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The cost of insurance varies depending upon the amount of coverage, your age and benefits selected. Additionally, cost will increase as you get older. Your current rates are guaranteed until the policy renewal date. At the renewal date, rates will be recalculated and may change. Rates will also change and can increase if you leave your employer and choose to continue your coverage.