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Rates

Supplemental Life and Optional Accidental Death & Dismemberment Insurance

The rates shown are the monthly cost per $1,000 of coverage. Monthly cost for dependent child(ren) covers all eligible child(ren).

You may elect coverage amounts in $10,000 increments up to eight (8) times your basic annual earnings, not to exceed $750,000.

Evidence of Insurability is required to become covered for any amount of Supplemental Life Insurance.

Click here for a copy of the Plan Summary, where you will find a sample formula & example for calculating rates.

Age Rate
<25 $0.060
25-29 $0.064
30-34 $0.078
35-39 $0.085
40-44 $0.105
45-49 $0.150
50-54 $0.222
55-59 $0.402
60-64 $0.609
65-69 $1.158
70-74 $1.869
75+ $2.075
Spouse/Domestic Partner Child(ren) Coverage Employee Age <65 Employee Age >65
$7,500 $7,500 $1.85 $7.25
$15,000 $7,500 $3.71 $14.51
$25,000 $7,500 $6.18 $24.18
$50,000 $7,500 $12.35 $48.35

Cost is based on your age and the amount of coverage elected.

Monthly administrative fee is $0.50 cents.

A 50% reduction in coverage will take place at age 70.

Employee rate is inclusive of Optional Accidental Death & Dismemberment Insurance.

Coverage is paid through convenient payroll deductions.

Life Insurance Calculator

Find out how much life insurance you may need to protect the ones you love.