Immediate & Deferred Annuitants

Life insurance pays your beneficiary in the event of your death.

Life has changed, the need to protect your family hasn't

You can get affordable life insurance coverage to protect those you care about most and the life you’re building for them today. For enrollment questions, call 1-844-251-1777.

Life Insurance

You can easily protect your family’s future, today

We've all experienced how important it is to protect the health and safety of loved ones. It's why you work hard, continue to save what you can and try your best to plan for what's next. Looking after those you care for should not be a financial burden. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. This way, you’ll know that the life you’re working hard to build for your family will still move forward, no matter what happens.

  • Provides your family with necessary financial protection
  • Pays a monetary benefit to your beneficiary in the event of your death
  • Money can be used for a wide variety of purposes: final expenses, income replacement, paying off mortgage and other debts, childcare/education costs, and other short- and long-term expenses

80% of people think life insurance is more expensive than it actually is.1

Basic Life

Basic term life insurance coverage is provided automatically at no cost to immediate and deferred annuitants and eligible survivors through the State Employees Group Insurance Program.

MetLife Advantages

Services to help navigate what life may bring, at no additional cost to you!

MetLife Advantages is a comprehensive suite of services to help guide you through life's opportunities, transitions and challenges. Certain services offered with this value added workplace benefit may be available to MetLife Basic Term Life, Supplemental Term Life, and Accidental Death & Dismemberment (AD&D) insurance policyholders based on your company’s benefit plan offering.

Life Insurance FAQs
I already have basic life insurance through my employer, why do I need more? Collapsed Expanded

While having life insurance provided by your employer is a great benefit, it’s possible that it may not be enough to adequately provide for your family. Additional life insurance can give your family greater financial security if you are no longer here to earn a paycheck.

How much life insurance do I need? Collapsed Expanded

Everyone is different, but you probably need more than you have now. The insurance you need changes as your life changes — for example, getting married, starting a family or buying a home might change the coverage you need. Many people are surprised to learn that they don’t have enough life insurance to cover the many expenses their loved ones may face.

It’s simple to determine the amount of coverage you need now:
Go to www.metlifeiseasier.com to calculate how much life insurance may be right for you.

How much will it cost? Collapsed Expanded

It may be less expensive than you think. MetLife’s group life insurance plans are an economical way for you to provide for your family with competitive group rates and a wide range of coverage options to choose from. Exact rates can be found in the enrollment materials provided by your employer.

How do I pay for my coverage? Collapsed Expanded

Premiums are conveniently paid through payroll deduction, so you don’t have to worry about writing a check or missing a payment.

What are the advantages of purchasing life insurance through work? Collapsed Expanded
  • You get competitive group rates and a wide range of coverage options to choose from.
  • Proceeds are generally income tax free and can be paid to your beneficiary in a lump-sum payment. 
  • You will have the convenience of having premiums automatically deducted from your paycheck
What happens to my coverage if I leave my current employer? Collapsed Expanded

With portability, you can take your life insurance benefits with you without a gap in coverage. You can continue your Group Life insurance coverage with MetLife should you leave your employer for any reason. Competitive rates apply but will likely be higher than your current rates. MetLife will bill you directly2

How much Life insurance should you have?

Find out with our life insurance calculator

More than ever, it's time to protect what matters most

Take control of your life insurance coverage so you’ll have the right protection in place for you and your family at all times.

Beneficiary Designation- Members will be able to update their Beneficiary Designation online.
MetLife Login

1 LIMRA - http://www.limra.com/uploadedFiles/limra.com/LIMRA_Root/Posts/PR/LIAM/PDF/Infographic_TrueCost.pdf

To the maturity age specified in the certificate.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact your benefits administrator or your MetLife Group Representative for costs and complete details.