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Rates

Short Term Disability Insurance

Short Term Disability Insurance Rates

STD Cost: Per $100 of employee's covered monthly salary

Option A: 60%, 14 day elimination period : $1.34

Option B: 60%, 30 day elimination period : $1.08

Long Term Disability Insurance

Long Term Disability Insurance Rates
LTD Cost: Per $100 of employee's covered monthly salary
  Under 30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70+
Option 1
60%, 90 day elimination period
$.20 $.20 $.40 $.59 $.75 $.92 $1.10 $1.46 $.97 $.97
Option 2
60%, 180 day elimination period
$.16 $.16 $.31 $.46 $.59 $.72 $.86 $1.14 $.76 $.76
Option 3
63%, 90 day elimination period
$.24 $.24 $.49 $.72 $.91 $1.12 $1.34 $1.78 $1.18 $1.18
Option 4
63%, 180 day elimination period
$.19 $.19 $.39 $.57 $.72 $.89 $1.06 $1.41 $.94 $.94
Disability Insurance Calculator

How much do you need? Everyone's circumstances are different. This calculator will help you estimate how much coverage is right for you.*