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ESG Products & Expanding Acces

This chart showcases how many of our products and services help us achieve our Environmental, Social and Governance (ESG) priorities.

ESG Category

Product Name

Product Description

Markets

Social and Environmental

UpwiseTM

Free mobile app with educational content and built-in tools that helps consumers build positive financial habits and feel good about their progress.

U.S

Social

Met99

Flexible life insurance product designed to make financial planning more accessible to low- and moderate-income government employees. Customers can choose the protection they need from more than 20 benefits, and can bring life and different kinds of protection for the policyholder and their economic dependents within the same policy. 

Mexico

Social

360Health

Helps customers with solutions that address their mental, physical, financial and social health, alongside work factors through a comprehensive focus on key aspects of managing critical illnesses to improve customers’ “healthspan”.

Korea, China, Australia, Bangladesh

Social

Women’s Protect

Designed for women and covers cancer treatments, along with offering discounts on a variety of health and wellness benefits. Women who buy this product will receive 15% to 50% off dental, optical and nutritional services, as well as discounts on gyms and spa facilities.

Gulf Region

Social

Several products

Support for customers who want to pay their insurance premiums in monthly installments, keeping fees low with no additional costs. This allows low-and moderate income consumers to access insurance.

Italy

Social

Life Insurance and Accident & Health Insurance products

Partner with local financial institution Serfinanza and specialized agents to bring insurance to customers who would traditionally have trouble accessing products.

Colombia

Social

Rural Credit Life

Provides insurance on microloans through microfinance institutions. Can help economically disadvantaged customers who may have limited access to financial products.

Nepal

Social

Flexible critical illness product package

Consists of a series of base products and optional riders covering major and minor critical illness benefit, extra
benefit for cancer, waiver of premium after critical illness, health management services and maturity/death benefit. Customers can customize their health protection package according to individual needs. The solution can also be
upgraded over time, making it more affordable for younger customers and allowing them to enhance their protection as their income grows.

China

Social

Mini Accident Insurance

Covers death and fractures caused by accidents for one year with a small premium of around $4.25/year (USD). We introduced Smart and Easy MetLife Mobile (SEMM), an online platform that offers a simple purchase experience for six Mini Insurance products.

Korea

Social

Life Invest

Yen-denominated variable insurance that provides protection and asset-building functions at a reasonable monthly premium. Its objective is to help seniors extend their health- and wealthspans to live well after retirement.

Japan

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ESG Products chart continued..

ESG Category

Product Name

Product Description

Markets

Social

LegacySecure-iLink

A Shariah-compliant regular contribution investment-linked plan that gives customers flexibility based on their individual financial needs.

Malaysia

Social

Pradhan Mantri Jeevan Jyoti Bima Yojana

Partnered with India Post Payments Bank (IPPB) to launch low-cost insurance. The government-backed product provides access to low-income and underserved customers–especially those in unbanked or remote areas–by providing protection and financial security.

India

Social

Mera Mediclaim Plan

Partnered with Religare Health Insurance to launch a combined health and life insurance solution.

India

Social and Environment

“Claim Assure” across full product suite

Process introduced to considerably reduce the amount of time and documentation required for our policyholders to make a claim to support them in their time of need.

India

Social

Dental Insurance

Dental coverage for millions of low- and moderate-income consumers offered through an arrangement with the Itaú Unibanco bank.

Brazil

Social

Pension Fund

Pension fund administrator company ProVida provides our pension platform and advice on how to plan a financially healthy retirement to many low- and moderate-income populations. It also provides financial inclusion programs especially aimed at women, giving them tools to contribute to their pensions and grow at work.

Chile

Social

LifeCare Beautiful

Designed for women, providing coverage for loss of life and female-centric diseases, namely breast and cervical cancer, the two most common cancers affecting women in Nepal.

Nepal

Social

Eve Female Care Health

Designed for women diagnosed with cancer, the product pays them a lump sum upon diagnosis to help cover medical costs and other expenses.

Lebanon

Social

Lady Care

Preventive healthcare program focused on gynecological cancer. It provides annual preventive control, monthly support, a one-time payment for diagnosis, and an aesthetic surgery rehabilitation benefit.

Greece

Social

Critical illness

Critical illness for women including coverage for female cancers; death through childbirth; pregnancy complications; and cogenital malformations of newborns.

Czech & Slovakia

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ESG Products chart continued..

ESG Category

Product Name

Product Description

Markets

Social

Various insurance products

Support for women, including coverage of female cancers.

Turkey

Social

Various insurance products

Two products for women that cover female cancers.

Gulf Region

Environment and Social

Unit-linked Insurance Products

Policyholders can select from several investment funds. Six of these funds are “Article 9” funds under the EU’s SFDR, or “a fund that has sustainable investment as its objective.” In addition, 40 of these funds are “Article 8,” or “a fund that
promotes environmental or social characteristics but do not have them as the overarching objective.”

Gulf Region

Social

Dental Insurance

One of the largest national preferred provider organization (PPO) dental networks featuring:

  • Enhanced benefits and outreach for higher-risk populations (e.g., people with diabetes or hypertension);
  • Heath data connected to products, including other employers’ non-MetLife offerings (e.g., across medical providers), to maximize usage of all benefit opportunities; and 
  • Robust health education and an integrated dental and wellness program to promote oral health and well-being.

U.S

Social

MetaLife Mujer and Seguro Vida Pension 57 Mujer

Special assistance for issues affecting women

Mexico and Colombia

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