See the Texas A&M University System Retirement Guide for additional information.
Texas A&M University (TAMU) ORP and TRS- 403(b) Programs
The Texas Optional Retirement Program (ORP) is designed for full time faculty at state supported institutions of higher education. Created by Texas Legislature in 1967, it is offered as an alternative to participation in the Teacher Retirement System of Texas (TRS). Upon employment at Texas A&M, an employee is given 90 days to choose whether to invest his or her retirement fund in ORP or TRS. This choice is irrevocable.
In addition to participating in either the TRS or ORP, you can choose to save additional money for retirement on a tax-deferred basis through a Tax-Deferred Account (TDA) or on an after-tax basis through a Roth TDA. You are eligible to participate immediately in the TDA plan.
For Frequently Asked Questions regarding the TAMU Plans, download the FAQ prepared by TAMU.