In an emergency, there’s little time to worry about hospital bills. With hospital indemnity insurance, you don’t have to.
Unexpected hospital stays can lead to expenses that quickly add up. Even the best medical plans could leave you with expenses for services not covered. Hospital indemnity insurance provides you with money to help pay for the expenses you might not anticipate so that you can focus more on recovering and less on how much the next test is going to cost.
- You’ll receive a lump sum payment to use as you see fit
- Pays on top of what your medical insurance covers
- Coverage for hospital admission, stays and accident-related rehabilitation (accidents only)1
Did you know studies show that you can spend on average $10,900 for a hospital stay in the US?2
Hospital indemnity insurance works to supplement your medical coverage —and pays in addition to what your medical plan may or may not cover. It’s coverage that can help pay for life’s unexpected events by providing you with a cash lump-sum payment (one payment all at once) when your family needs it most. The payment you receive is yours to spend however you like. It typically pays, as long as the policy and certificate requirements are met, a flat amount upon your hospital admission and a daily amount paid from each day of your stay (confined to the hospital).1 It also provides payment if you’re admitted to or have to stay in an Intensive Care Unit (ICU), as well as other added benefits and services too.2