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Accident Insurance can help pay for unexpected expenses...

Including those medical plans may not cover. If you or someone in your family gets hurt, there might be extra costs you didn’t plan for like childcare, physical therapy and co-pays. That’s why accident insurance is a great supplement to your medical plan. It gives you a financial cushion to help offset the costs that may come with an accident. These expenses can add up, and you shouldn’t have to choose between getting the care you need and keeping your finances intact.

Accident Insurance can help pay for unexpected expenses...

Including those medical plans may not cover. If you or someone in your family gets hurt, there might be extra costs you didn’t plan for like childcare, physical therapy and co-pays. That’s why accident insurance is a great supplement to your medical plan. It gives you a financial cushion to help offset the costs that may come with an accident. These expenses can add up, and you shouldn’t have to choose between getting the care you need and keeping your finances intact.

Even the Best Medical Plans May Leave You With Extra Expenses

Accidents are expensive

Think about the hassle that comes along with a broken bone or a concussion? With accident insurance, you’ll receive a single, one-time payment, paid directly to you — not to your doctors, hospital or healthcare providers — giving you the total flexibility to spend the money on anything you need, like co-pays, rides to work or daily living expenses. It’s a small, monthly contribution that creates invaluable protection. Watch the video to hear how accident insurance was a virtual lifesaver for Harper.

Did you know, ER bills average around $1,233 per visit?
Plan Highlights
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120+ Covered Events

Including fractures2, dislocations2, concussions and more

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A Family Benefit

One that you, your spouse and your dependent children can enjoy3

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One Lump-sum Payment

Paid directly to you — can be used to cover anything from medical bills to everyday living expenses

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Portable Coverage

That can be taken with you should you change jobs4

Is Accident Insurance Right for You?

Our Make Your MatchTM tool will enable you to feel confident in your benefit selections during this open enrollment season. Just answer a few quick questions and we’ll deliver customized benefit recommendations based on your lifestyle, lifestage, and goals.

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"I couldn’t believe it happened to me.”

Mia and Martin are two friends who talk about almost everything, including planning for their futures. See how having accident insurance helped Mia protect her goals after a traumatic car accident.

Watch More Stories

Always Look Ahead

Mia talks to us about her unexpected hit-and-run accident that caused her to need physical therapy. Find out how accident insurance helped her focus on healing and not finances during those tough weeks.

read article

Emergency Rooms vs. Urgent Care Centers. Debt.org. www.debt.org/medical/emergency-room-urgent-care-costs/. Updated May 24, 2018.

2 Chip fractures are paid at 25% of Fracture Benefit and partial dislocations are paid at 25% of Dislocation Benefit

Eligible Family Members means all persons eligible for coverage as defined in the Certificate.

4 Eligibility for portability through the Continuation of Insurance with Premium Payment provision may be subject to certain eligibility requirements and limitations. For more information, contact your MetLife representative.