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Why is having enough Life insurance protection important?

Because you’d want your loved ones to be able to meet financial obligations if something should happen to you prematurely.

If you have a spouse/state-registered domestic partner and/or children, they may rely on you to help keep the household running. About 30% of U.S. households have no life insurance at all.1 It is important to take steps to make sure your family would be financially prepared if you were no longer there to handle expenses like:

  • Mortgage or rent payments
  • Utilities
  • Insurance premiums
  • Food
  • Transportation
  • Child care/education fees

Covering everyday living expenses and household bills is just one part of the life insurance equation. With life insurance ownership so low, many families would probably have trouble keeping up with longer-term expenses like:

  • College tuition
  • Child or aging parent care
  • Wedding expenses
  • Retirement
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