Product Overview
Why is having enough Life insurance protection important?
Because you’d want your loved ones to be able to meet financial obligations if something should happen to you prematurely.
How can having MetLife life insurance benefit you?
For many people, purchasing Optional life insurance in addition to their employer’s Basic Life Insurance can help lend greater financial security and peace of mind. You have the ability to purchase additional life insurance protection that would include the following features:
- A wide range of coverage options to fit your needs and budget
- Your beneficiary will generally receive death proceeds income tax-free
- Underwriting requirements waived for certain amounts
This plan may also include access to MetLife AdvantagesSM — a comprehensive suite of free services for support, planning, and protection needs, such as:
- Will Preparation Services1
Offers in-person will preparation for you and your spouse/domestic partner at no additional cost when you use a Hyatt Legal Plans attorney. - Estate Resolution Services1
With this service, executors or adminstrators may receive in-person legal assistance with probating your and your spouse’s/domestic partner’s estates. Beneficiaries can also consult an attorney for general questions about the probate process. - Portability2
Provides an opportunity to continue your group term life insurance coverage with MetLife if your coverage terminates due to a qualifying event. - Grief Counseling3
Available with basic term life insurance, provides the insured and dependents in-person or telephone sessions with a grief counselor. - Funeral Assistance3
Work with compassionate counselors that assist you with customizing funeral arrangements to honor a loved one’s life with personalized one-on-one service. - Accelerated Benefit Option4
Provides early access to funds in the event of a terminal illness. - Travel Assistance5
Traveling with peace of mind. Access to medical, travel, and concierge services - 24 hours a day, 365 days a year when traveling internationally or domestically. - Digital Storage6 (formally known as MetLife Infinity)
Creating and sharing a digital legacy is easy with MetLife Infinity®. Use a digital application to store important documents securely such as deeds, wills, and personal photos and videos - Beneficiary Claim Assistance7 (formally known as Delivering the Promise)
Making the claims process easy. Your beneficiaries get guidance from experts as they work through their options and financial needs with our Delivering The Promise services. - Life Settlement Account8 (Formerly known as Total Control Account (TCA))
Reducing the pressure of immediate financial decisions. Your beneficiaries can take their time to make the right decision with the flexible settlement option that gives full access to policy funds while earning a guaranteed minimum interest rate.
Get more coverage by adding Accidental Death & Dismemberment (AD&D) insurance.
This extra protection can help provide financial security should a sudden accident take your life or cause you serious loss or harm. This coverage complements your life insurance coverage and helps protect you 24 hours a day, 365 days a year (please see your Plan Summary for details). This protection covers you for:
|
|
Some additional benefits that may be included in your AD&D insurance coverage include
|
|
Learn more about your Life Insurance benefits.
Please call MetLife directly at 866-548-7139 to talk with a benefits consultant.