Life and Long Term Disability Insurance Benefits

USM contracted with MetLife as the Life Insurance and Long Term Disability (LTD) Insurance carrier for employees and their covered dependents.

These benefits are administered on the GIS / Boon-Chapman platform and are separate from the benefits offered through the State of Maryland.

Enroll or review your coverage information

Your user ID will be your W-number and your PIN/password is the last four digits of your W-number + the four digits of your birth year (unless you previously changed it).

For example, if your W-number is W0123456 and you were born in 1977, your user ID would be W0123456 and your PIN/password would be 34561977.

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Life Insurance

What’s more important than helping protect your loved ones?

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Long Term Disability Insurance

Help protect your income when you are unable to work due to illness or injury.

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Life Insurance Calculator

How much life insurance do you need? Find out now.

See your benefits in action

Check out our video series to learn how different benefit options can better prepare you for the future.

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Enroll today if you are a new hire or have experienced a qualifying life event

Take this opportunity to enroll for the benefits that are right for you and your family. You have 60 days to enroll in the USM Life and LTD plans.

Contact us

  • For enrollment questions, click here.
  • For Statement of Health questions, call MetLife at 1-800-638-6420, prompt 1.
  • For participating employees’ life and LTD insurance claims, notify your employer to initiate a claim.
  • For claim questions once a claim is submitted, call MetLife at 1-800-638-6420, prompt 2.
  • For Portability & Conversion questions, call MetLife at 1-877-275-6387.