Life and Long Term Disability Insurance Benefits

USM has contracted with MetLife as the Life Insurance and Long Term Disability (LTD) Insurance carrier for employees and their covered dependents.

These benefits will now be administered on the GIS / Boon-Chapman platform and are separate from the benefits offered through the State of Maryland.


Your user ID will be your W-number and the initial PIN/password is the last four digits of your W-number + the four digits of your birth year.

For example, if your W-number is W0123456 and you were born in 1977, your user ID would be W0123456 and your initial PIN/password would be 34561977.

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Life Insurance

What’s more important than helping protect your loved ones?

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Long Term Disability Insurance

Help protect your income when you are unable to work due to illness or injury.

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Life Insurance Calculator

How much life insurance do you need? Find out now.

See your benefits in action

Check out our video series to learn how different benefit options can better prepare you for the future.

Enroll today

Take this opportunity to enroll for the benefits that are right for you and your family. Enrollment period: April 1 through April 30, 2021.

Contact us

  • For enrollment questions, click here.
  • For Statement of Health questions, call MetLife at 1-800-638-6420, prompt 1.
  • For participating employees’ life and LTD insurance claims, notify your employer to initiate a claim.
  • For claim questions once a claim is submitted, call MetLife at 1-800-638-6420, prompt 2.
  • For Portability & Conversion questions, call MetLife at 1-888-507-3767.