University System of Maryland

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Welcome, University System of Maryland employees!


Starting April 1, 2024, if you’re a Regular or CII employee working 20 hours or more per week, you can enroll in USM-sponsored MetLife Life & Long-Term Disability (LTD) benefits, make changes, or cancel your benefits anytime during the year.

How it works

Your financial confidence goes well beyond health coverage. Which is why we have made various enhanced coverage options available to you through MetLife. You can enjoy the same feeling of confidence provided by health insurance in other aspects of your life. Together, the benefits you choose can help insure what matters most to you.

Explore the enhanced policy options available to you below.

Enroll or review your USM-sponsored coverage information

Regular or Contingent II employees can enroll in these USM-sponsored benefits anytime throughout the year. If you are already enrolled, you can access your coverage information at any time.

If you are a new hire, you have 60 days to enroll in Life up to the guaranteed issue limit (Employee, $100,000 or Spouse $50,000) or Long term Disability coverage without the need to answer medical questions.

Click the button below to log into the USM - MetLife Benefits portal.

Your user ID will be your W-number (no dashes or spaces) and your initial PIN/password is the last four digits of your W-number + your four-digit birth year. If you logged in previously, please note that your password will be reset prior to start of annual enrollment in March.

For example, if your W-number is W0123456 and you were born in 1977, your user ID would be W0123456 and your PIN/password would be 34561977.

Contact Us

  • For questions regarding your eligibility for these Insurance coverages, please contact your Benefits Coordinator. 
  • For Statement of Health questions, call MetLife at 1-800-638-6420, prompt 1.
  • To initiate a life insurance claim or for claim questions once a claim is submitted, call MetLife at 1-800-638-6420, prompt 2.
  • To report an LTD insurance claim or for claim questions once claim is submitted, call MetLife at 1-833-771-1432.
  • For Life Portability & Conversion questions, call MetLife at 1-877-275-6387