Group Variable Universal Life | MetLife

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Act now for this special life insurance opportunity

Enroll [November 1 - November 15, 2018]

OFFER: Guaranteed Issue/Simplified Underwriting/Reduced Rates Apply now with [no][only a few] medical questions to answer [up to XX amount/times your salary] and get a [competitive][reduced] group rate. You can also contribute to an investment feature where any potential gains or interest on your dollars can grow tax-deferred*. And since Group Variable Universal Life insurance (GVUL) is portable**, you’re free to take it with you if you retire or leave the company. Start saving for your future today, while helping protect what matters most.

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Enrollment time is limited. Get coverage for your family today!

Enroll [November 1 - November 15, 2018]

No Offer [Apply now] [Apply now to increase your coverage] to get a [competitive] group rate [of up to XX amount/times your salary]. You can also contribute to an investment feature where the interest and any potential gains will grow tax-deferred*. And since Group Variable Universal Life insurance (GVUL) is permanent and portable**, you’re free to take it with you if you retire or leave the company. Start saving for your future today, while helping protect what matters most.

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Review & update your life insurance coverage needs.

Enroll [November 1 - November 15, 2018]

Evergreen: Your life insurance needs change over time. [Consider increasing your coverage now and get] [Apply now to get] a [competitive] group rate [of up to XX amount/times your salary]. You can also contribute to a savings feature where the interest will grow tax-deferred*. And since Group Variable Universal Life insurance (GVUL) is permanent and portable**, you’re free to take it with you if you retire or leave the company. Start saving for your future today, while helping protect what matters most.

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Make the most of your [xyz paid] life insurance plan.

Enroll [November 1 - November 15, 2018]

Basic Only Your [XYZ Company Name/Association/Employer, Firm] [paid] plan*** gives you the opportunity to contribute to an investment feature where the interest and any potential gains will grow tax-deferred*. And since Group Variable Universal Life insurance (GVUL) is permanent and portable**, you’re free to take it with you if you retire or leave the company. Start saving for your future today, while helping protect what matters most.

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Overview

Find out how GVUL can help you achieve your financial goals while protecting those who matter most to you.

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Determining your coverage needs

Choose the level of coverage that makes sense for you and your family.

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FAQs

Lots of people have questions about life insurance. See the answers to the most frequently asked questions here.

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*Any discussion of taxes is for general informational purposes only and does not purport to be complete or cover every situation. MetLife, its agents and representatives may not give tax advice and this website should not be construed as such. Please seek advice based on your particular circumstances from a qualified tax advisor.

** To the maturity age specified in your certificate. In some program designs, if your employer replaces MetLife GVUL with another group life insurance plan or otherwise terminates the MetLife group contract, your coverage may also be terminated, even after retirement or separation from employment.

***Employer provided premiums are taxable to the certificate holder.

Like most insurance policies, MetLife GVUL contains exclusions, limitations and terms for keeping it in force. MetLife can provide you with costs and complete details.

Money allocated to the variable investment portfolios is subject to market risk, and when redeemed may be worth more or less than your original investment. Please review the GVUL prospectuses for important information regarding the variable investment portfolios, including charges and expenses.

Prospectuses for Group Variable Universal Life insurance and its underlying portfolios can be obtained by calling (800) 756-0124. You should carefully read and consider the information in the prospectuses regarding the contract's features, risks, charges and expenses, as well as, the investment objectives, risks, policies and other information regarding the underlying portfolios prior to making any purchase or investment decisions. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Group Variable Universal Life insurance has limitations. There is no guarantee that any of the variable options in this product will meet its stated goals or objectives. Cash value allocated to the variable investment options is subject to market fluctuations so that, when withdrawn or surrendered, it may be worth more or less than the amount of premiums paid.

Group Variable Universal Life insurance (GVUL) is issued by Metropolitan Life Insurance Company (MLIC), New York, NY 10166, and distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). MLIC and MLIDC are MetLife companies. MetLife's standard Certificate Forms, available on or after 5/1/09 include: Certificate Forms G.24300(2003); G.24300A(2003); NY-G.24300-STOCK and G.24300A-STOCK. Coverage may also be provided on MetLife's previous standard Policy Forms 30037(6/96); FL: 3003709(5/2005); IN: 3003713(6/96); MA: 3003720(6/96); MD: 3003719(6/96); MN: 3003722(6/96); MS: 3003723(5/2005); NE: 3003726(6/96); NY: 3003731(5/2005); OK: 3003735(6/96); OR: 3003736(5/2005); PA: 3003737(6/96); SC: 3003739(6/96); SD: 3003740(6/96); and in TX: 3003772(5/2005).