Dental Insurance
Dental insurance makes it easy to go to the dentist by minimizing out-of-pocket costs1 for routine dental check-ups, expensive procedures and most things in between.
MetLife strongly recommends that you have your dentist submit a pretreatment estimate to MetLife if the cost is expected to exceed $300. When your dentist suggests treatment, have him or her send a claim form, along with the proposed treatment plans and supporting documentation, to MetLife. An explanation of benefits (EOB) will be sent to you and the dentist detailing an estimate of what services MetLife will cover and at what payment level. Actual payments may vary from the pretreatment estimate depending upon annual maximums, deductibles, plan frequency limits and other plan provisions at time of payment.
Keep your smile and your bank account healthy
Whether you’re in need of routine cleanings, braces or a filling, a solid dental plan makes it easier for you to protect your smile and your budget.1
- Routine visits to the dentist help prevent costly dental bills later on, as well as problems linked to medical conditions like diabetes or heart disease.2
- Consider your oral health needs and ability to pay for unexpected major services like a crown, when selecting which dental plan is right for you.
- If you have children, consider more comprehensive coverage for less out-of-pocket costs, as well as an option for braces.
Dental problems can be unpredictable and expensive. For example, did you know that a crown can cost up to $1,535?3
Plan Details
You can help alleviate the added cost with MetLife Dental Insurance.
Dental Insurance
A great way to help protect your family’s health and budget.
Find a PDP Dentist
Our extensive network has thousands of dental providers to choose from. Who's the best fit for you? Select "Search" to go to the Find a Dentist tool, choose the PDP network and enter your ZIP code for a list of participating dentists.
1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit a dentist and the cost of services rendered.
2 American Dental Association; Dentists: "Doctors of Oral Health", American Dental Association, Chicago, IL.
http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2021.
3 Based on MetLife data for a crown (D2740) in ZIP code 06340. This example is used for informational purposes only. Fees in your area may be different.
4 Based on internal MetLife analysis. Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.
5 Covered services under your plan are set forth in the certificate of insurance or summary plan description.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.