Term Life Insurance


Term Life Insurance

Life insurance pays your beneficiary in the event of your death.

You can easily protect your family’s future, today

We've all experienced how important it is to protect the health and safety of loved ones. It's why you work hard, continue to save what you can and try your best to plan for what's next. Looking after those you care for should not be a financial burden. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. 

  • During this special enrollment period you can choose to get extra protection with simplified enrollment and reduced rates. 

If you are not currently enrolled you can:

  • Apply for Group Term Life coverage of 1x your eligible pay, up to a maximum of $1,000,000, without answering health questions.1 
  • Apply for higher coverage amounts up to 5x your eligible pay**, by answering 5 simple health questions1 or up to 9x your eligible pay**, by completing a statement of health.

If you are currently enrolled you can:

  • Increase your Group Term Life coverage by 1x your eligible pay, up to the lesser of 5x or $1,000,000, without answering health questions
  • Apply for higher coverage amounts up to 9x your eligible pay**, by answering 5 simple health questions.1 

Term Life Plan Details

Life has changed, but the need to protect and provide for loved ones has not.


Services to help navigate what life may bring, at no additional cost to you!

Life Insurance FAQs


While having life insurance provided by your employer is a great benefit, it’s possible that it may not be enough to adequately provide for your family. Additional life insurance can give your family greater financial security if you are no longer here to earn a paycheck.

Everyone is different, but you may need more than you have now. The insurance you need changes as your life changes — for example, getting married, starting a family or buying a home might change the coverage you need. Many people are surprised to learn that they don’t have enough life insurance to cover the many expenses their loved ones may face.It’s simple to determine the amount of coverage you need now:
Go to www.metlifeiseasier.com to calculate how much life insurance may be right for you.

It may be less expensive than you think. MetLife’s group life insurance plans are an economical way for you to provide for your family with competitive group rates and a wide range of coverage options to choose from. Exact rates can be found in the enrollment materials provided by your employer.

Premiums are conveniently paid through payroll deduction, so you don’t have to worry about writing a check or missing a payment.

  • You get competitive group rates and a wide range of coverage options to choose from.
  • Proceeds are generally income tax free and can be paid to your beneficiary in a lump-sum payment. 
  • You will have the convenience of having premiums automatically deducted from your paycheck

With portability, you can take your life insurance benefits with you without a gap in coverage. You can continue your Group Life insurance coverage with MetLife should you leave your employer for any reason. Competitive rates apply but will likely be higher than your current rates. MetLife will bill you directly2

Protect what matters most

Take control of your life insurance coverage so you’ll have the right protection in place for you and your family at all times.

How much Life insurance should you have?

Life Insurance Calculator

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