AD&D Insurance
Accidental Death & Dismemberment Insurance (AD&D) insurance pays benefits if you suffer a covered accident that results in paralysis or the loss of a limb, speech, hearing or sight, or if you suffer a covered fatal accident. AD&D can provide financial security should a sudden accident take your life or cause you serious loss or harm. This coverage complements your life insurance coverage and helps protect you 24 hours a day, 365 days a year.
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Accidental Death & Dismemberment Coverage Options
This valuable coverage benefits beyond your disability or life insurance for losses due to covered accidents — including while commuting, traveling by public or private transportation and during business trips.
Is your AD&D insurance beneficiary information up to date?
You can update your beneficiary at anytime throughout the year by going to Evergy’s Employee Self Service portal>Benefits>Benefits Summar>Click on the ‘Life’ tile> Update Beneficiary Designation. This ensures that MetLife will distribute the policy proceeds the way you want after your death.
We encourage you to take a few minutes to review your beneficiary designations, especially after a life event, such as marriage, divorce, birth of a child, etc.
Plan Details
Life has changed, but the need to protect and provide for loved ones has not.
This summary provides an overview of your plan’s benefits. These benefits are subject to the terms and conditions of the contract between MetLife and the Helmerich & Payne and are subject to each state’s laws and availability. Specific details regarding these provisions can be found in the booklet certificate.
Life coverage is provided under a group insurance policy (Policy Form GPNP99/G2130-S) issued to your employer by MetLife. Life coverage under your employer’s plan terminates when your employment ceases, when your Life contributions cease, or upon termination of the group contract. Should your life insurance coverage terminate for reasons other than non-payment of premium or voluntary cancellation, you may convert it to a MetLife individual permanent policy without providing medical evidence of insurability.