Are you ready for dental insurance coverage that helps keep you smiling?”
Did you know that preventive oral care not only keeps your teeth healthy but also can prevent unexpected costs and pain that often come with oral surgery and emergency procedures? It’s important to have regular dental exams and cleanings so problems are detected before they become painful — and expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth decay and is an important part of maintaining your overall health. We offer preventative or comprehensive dental plans through MetLife.
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Enrollment in this benefit must be done during Open Enrollment. If you have a qualifying life event, you may make changes to your benefits within 31 days of the event*
*90 days for 1464
Keep your smile and your bank account healthy
Whether you’re in need of routine cleanings, braces or a filling, a solid dental plan makes it easier for you to protect your smile and your budget.1
- Routine visits to the dentist help prevent costly dental bills later on, as well as problems linked to medical conditions like diabetes or heart disease2
- If you have a choice of plans, consider your oral health needs and ability to pay for unexpected major services like a crown
- If you have children, consider more comprehensive coverage for less out-of-pocket costs, as well as an option for braces
Dental problems can be unpredictable and expensive. For example, did you know that a crown can cost up to $1,535?3
Using in-network dental providers
While you have the option of choosing any provider, you will save money when you use in-network dentists. When using an out-of-network dental provider, you will pay more because the provider has not agreed to charge you a negotiated rate. To see a current provider directory, please visit metlife.com/mybenefits
Plan Details
You can help alleviate the added cost with MetLife Dental Insurance.
Find a Dentist
Our extensive network has thousands of dental providers to choose from. Who's the best fit for you? Select "Search" to go to the Find a Dentist tool, choose your network and enter your ZIP code for a list of participating dentists.
1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit a dentist and the cost of services rendered.
2 American Dental Association; Dentists: "Doctors of Oral Health", American Dental Association, Chicago, IL.
http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2023.
3 Based on MetLife data for a crown (D2740) in ZIP code 06340. This example is used for informational purposes only. Fees in your area may be different.
4 Based on internal MetLife analysis. Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.
5 Covered services under your plan are set forth in the certificate of insurance or summary plan description.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.