Commuter Benefits

Help save money on work-related commuting.

You can get more mileage out of your paycheck by using pre-tax funds to help pay for your commute. [You can enroll in commuter benefits during open enrollment or upon the occurrence of a qualifying event.]

What you need to know about Commuter Benefits

Make your commuting expenses go further. Use pre-tax funds accessed through a smart debit card to pay for work-related transit and/or parking.

  • Lets you deduct pre-tax dollars from your paycheck that are directly deposited into a Commuter Benefits account—up to [$300] a month for transit and vanpooling (combined) and up to [$300] for qualified parking in [2023].1
  • Access funds through multiple channels, including a smart debit card, to pay for work-related transit and parking expenses.2
  • Using the smart debit card means there’s no cash up front, no claim forms to fill out and no waiting for reimbursements
  • Funds can be rolled over month to month as long as you remain with your current employer

Expenses covered

Commuter Benefits can help save you money on work-related commuting, such as

  • Mass transit (including bus, subway, ferry and train)
  • Vanpooling
  • Qualified parking expenses

Valuable features

Accessing and using your Commuter Benefits is easy and convenient

  • Seamless enrollment process and account setup
  • Easy payments using a single, smart, multipurpose debit card that knows which of your accounts to tap into
  • 24/7/365 account access through the easy-to-use online portal and mobile app
  • Tailored educational resources and decision support tools and one-click answers to your benefits questions

Plan Details

Enroll today

Enroll Now

Contribution limits are subject to change and should be checked on an annual basis on the IRS website. Limitations apply.

See IRS publication 15-B available at https://www.irs.gov/pub/irs-pdf/p15b.pdf for a list of qualified expenses. In addition, there may be legislation or additional publications that may modify or expand available qualified expenses. Please refer to your employers’ plan document for the latest list of qualified expenses under your plan.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or individual. Participants should consult with their own advisors for such advice. Federal and state laws and regulations are subject to change.