Legal Plans
Easy access to legal counsel for many legal matters with no additional fee.
Why do I need a legal plan?
Quality legal assistance can be pricey. And it can be hard to know where to turn to find an attorney you trust. But for a low monthly fee, you can have a team of top attorneys ready to help you take care of life’s planned and unplanned legal events.
With MetLife Legal Plans, you get access to experts who can assist you with a broad range of personal legal needs you might face throughout your life. This could be when you’re buying or selling a home, starting a family, dealing with identity theft, or caring for aging parents.
You may be thinking—why would top attorneys need or want to join a legal plan network. But even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience.
How it works
Our service is tailored to your needs. With network attorneys available in person, by phone, or by email and online tools to do-it-yourself or plan your next move—we make it easy to get legal help. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Best of all, you have unlimited access to our attorneys for all legal matters covered under the plan. For a low monthly premium conveniently paid through payroll deduction, an expert is on your side as long as you need them.
Whatever you need to protect your family, MetLife Legal Plans is here to make life a little easier.
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Plan Details
Easy access to legal counsel for many legal matters with no additional fee.
Participate in our network
If you have a trusted attorney who does not participate in our network, that’s OK. You can be reimbursed for some of the costs1. MetLife Legal Plans covers some of the most frequently needed personal legal matters for $15.75 per month:
Money Matters
- Identity Theft Defense
- Personal Bankruptcy
- Negotiations with Creditors
- Tax Collection Defense
- Tax Audit Representation
- Debt Collection Defense
- Promissory Notes
- Identity Management Services
Home & Real Estate
- Foreclosure
- Tenant Negotiations
- Boundary & Title Disputes
- Deeds
- Sale or Purchase of Primary and Vacation Home
- Eviction Defense
- Property Tax Assessments
- Mortgages
- Refinancing1
- Security1
- Zoning applications
Estate Planning
- Simple Wills
- Complex Wills
- Revocable & Irrevocable Trusts
- Powers of Attorney (Healthcare, Financial, Childcare, Immigration)
- Healthcare Proxies
- Living Wills
- Codicils
Family & Personal
- Adoption
- Guardianship
- Conservatorship
- Prenuptial Agreement
- Name Change
- Review1
- Juvenile1
- Parental1
- School1
- Demand1
- Personal1
- Affidavits
- Garnishment Defense
- Protection1
- Review2
- Divorce1
Civil Lawsuits
- Civil Litigation Defense
- Disputes Over Consumer Goods & Services
- Small Claims Assistance
- Administrative Hearings
- Incompetency Defense
- Pet Liabilities
Elder-Care Issues
- Consultation & Document Review for issues related to your parents:
- Medicare
- Medicaid
- Prescription Plans
- Nursing Home Agreements
- Leases
- Notes
- Deeds
- Wills
- Powers of Attorney
Vehicle & Driving
- Repossession
- Defense of Traffic Tickets
- Driving Privileges Restoration
- License Suspension Due to DUI
Legal Plans FAQs
Getting started is easy. You simply choose an attorney in any area of practice from our network, which is available online or via one of our representatives. We will then give you an assigned case number to share with your lawyer when you make an appointment. It’s that simple.
You can speak to our Network Attorneys face to face, by phone, or you can submit questions online to our Attorney e-Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our Network Attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan—giving you peace of mind that you’ve got an expert on your side, for as long as you need them.
Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience. And every year, all participating lawyers in our attorney network are re-credentialed.
Yes – our Client Service Center representatives are here to help you find the right attorney that’s best placed to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.
Yes – you can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.3
Yes, you have unlimited use of the plan over the course of the year for covered legal matters.4
Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.
Legal Plans
To find an attorney in your area or for additional information, visit www.legalplans.com
How one couple protected their
Sarah and Matthew were ready to move when the home seller backed out. Fortunately, they were able to retain one of the area’s top attorneys
1 When using a network attorney for a covered matter
2 CARAVAN survey conducted by ENGINE on behalf of MetLife Legal Plans, January 2020.
3 You will be responsible to pay the difference, if any, between the Plan’s payment and the attorney’s charge for services.
4 For more specific information, please refer to www.metlife.com/mybenefits.
Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2021 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114