Disability Income Gap Insurance

Could you afford an extended leave?

Protect up to 67% of your total income to help with items such as daily living expenses, debt payments, healthcare/recovery costs, childcare and transportation.

An extended leave from work can create a significant income gap—especially for high-earners. While Long Term Disability (LTD) helps, it only replaces some of your income.

As an employee of TriNet who earns at least $250,000 annually, you’re eligible for Disability Income Gap Insurance (DIGI) to help close that gap. When combined with LTD, DIGI can replace up to 67% of your total income, so you can feel confident taking the time you need.

See your income gap

Enter your total TriNet compensation, including salary, bonuses and commissions paid through TriNet to calculate the potential income you’d lose during a long-term leave. This calculation assumes you have $12,500 of group-sponsored LTD.

Are you set up for success?

  • Over 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67.1
  • Only 27% of Americans have at least six months’ expenses saved.1
  • 54% of Americans are saving less for emergency expenses due to inflation/rising prices.2

If the need arises, take long-term leave with confidence

  • Cover essential expenses without disruption
  • Protect your credit and long-term financial plans
  • Maintain the lifestyle you’ve worked to build

Ready for next steps?

Enroll now in MetLife Disability Income Gap Insurance to protect the income you rely on.

Schedule an appointment with a Lenox Advisors benefits advisor to learn more about DIGI.