Insurance and Employee Benefits

A preferred dental program covers any licensed dentist/specialist, but if you choose an in-network provider, costs are typically lower.

This preferred dental program is the same as PDP, but with a larger group of in-network dentists/specialists to choose from.

A Dental Health Maintenance Organization (HMO) or Managed Care, covers in-network providers only, and you must choose a primary care dentist for all services. Available in CA, FL, NJ, NY, TX.

The MetLife Exclusive Provider Organization (EPO) contains features similar to PDP & DHMO. You must see an in-network EPO provider to utilize dental benefits. However, you do not need to select a primary care dentist. Available in CA.

This preferred dental program is also the same as PDP, but only available to certain Federal government employees.

Log in to MyBenefits and we’ll fill it in automatically when you search for a dentist.