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Life Insurance… do you have enough?

As a Public Employees Benefits Board (PEBB) Employee, you are provided basic life insurance coverage, at no cost to you. But, are you certain that you have all the financial protection you need? If not, you're not alone. Your circumstances may require additional financial protection.

If you have a spouse/state-registered domestic partner and/or children, they may rely on you to help keep the household running. About 30% of U.S. households have no life insurance at all.1 It is important to take steps to make sure your family would be financially prepared if you were no longer there to handle expenses like:

  • Mortgage or rent payments
  • Insurance premiums
  • Transportation
  • Utilities
  • Food
  • Credit card bills

Covering everyday living expenses and household bills is just one part of the life insurance equation. With life insurance enrollment so low, many families would probably have trouble keeping up with longer-term expenses like:

  • College tuition
  • Wedding expenses
  • Child or aging parent care
  • Retirement

It’s also important to consider life events that could cause you to need more protection as your financial commitments and lifestyle change. Getting married, having children, buying a home — these are all events that could call for adding more life insurance protection to your portfolio.

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Life Insurance Calculator

How much Life insurance do you need?

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Read through our helpful Frequently Asked Questions

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MetLife Experience

View a quick video on the benefits available to you.