10 Simple Tips
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For more information or to enroll during your company enrollment period visit, www.mybenefits.metlife.com. Once you access the site, enter your company name and register or log
1 Social Security Administration, https://www.ssa.gov/pubs/EN-05-10029.pdf. April 2021.
2 Disability benefits begin to accrue after completion of the elimination period.
3 Council for Disability Awareness, https://disabilitycanhappen.org/overview/, accessed December 2021.
4 Social Security Fact Sheet, https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf, accessed December 2021.
5 Persons with a Disability: Labor Force Characteristics News Release. U.S. Bureau of Labor Statistics, https://www.bls.gov/news.release/disabl.htm, February 2021. Accessed December 2021.
6 Any discussion of taxes is for general informational purposes only and does not purport to be complete or cover every situation. MetLife, its agents and representatives may not give tax advice and this document should not be construed as such. Please seek advice based on your particular circumstances from a qualified tax advisor.
7 Consumer Expenditures 2015, U.S. Department of Labor, accessed March 2019.Consumer Expenditures, U.S. Department of Labor Statistics, https://www.bls.gov/news.release/pdf/cesan.pdf,accessed December 2021.
Like most disability income insurance policies, MetLife's policies contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your representative about costs and complete details. For policies issued in New York: MetLife Disability Income Insurance policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The expected benefit ratio for these policies is at least 50%. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy.