The examples shown are hypothetical and are used for informational purposes only. Coverage amount reflects seven years of household income replacement plus outstanding debt and future education expenses (without inclusion of expenses and without reduction for savings). Your particular needs may vary. You may utilize the Life Insurance Calculator tool to assist you in determining the amount that is best for you and your specific needs. However, in any situation, these examples and the calculator should not be regarded as advice and you may want to consult with your tax advisor or financial planner/advisor in determining the coverage amount that is right for you.