Coverage Guide


Coverage needs

Review these examples and then use our online calculator to get your coverage recommendation.

What to consider when determining your coverage:

  • Mortgage payments
  • Estate expenses
  • Daily living expenses
  • Medical bills
  • Outstanding debt
  • Child care expenses

How much life insurance do you need?

Info Session

Attend an online information session to learn more about GVUL and the investment options.

Enroll or update coverage


To speak with a GVUL Benefits Specialist, call 800-756-0124,
Monday - Friday, 7:00 am - 7:00 pm CT

The examples shown are hypothetical and are used for informational purposes only. Coverage amount reflects seven years of household income replacement plus outstanding debt and future education expenses (without inclusion of expenses and without reduction for savings). Your particular needs may vary. You may utilize the Life Insurance Calculator tool to assist you in determining the amount that is best for you and your specific needs. However, in any situation, these examples and the calculator should not be regarded as advice and you may want to consult with your tax advisor or financial planner/advisor in determining the coverage amount that is right for you.