Disability Income Gap Insurance
You still need to meet your commitments if you stop earning an income.
Disability insurance helps replace a portion of your income when you can’t work due to illness or injury.
How it Works
Disability Income Gap Insurance (DIGI) is an individual disability insurance policy that provides an additional layer of disability insurance coverage by supplementing traditional or group long term disability (LTD) insurance coverage. It can help to close the financial gap between your total compensation and the portion of your income covered by traditional or group LTD insurance in the event you are unable to work due to a covered sickness or accident.
Interested in greater income protection?
For more information or to enroll during your company's enrollment period, visit www.metlife.com/mybenefits. Once you access the site, enter your company's name and register or log in.
You may also call 1-888-671-8152, Monday through Friday, 8am to 6pm EST.
Like most disability income insurance policies, MetLife’s policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. MetLife can provide you with costs and complete details.
All policies and riders may not be available in all states, at all issue ages and to all occupational classes. Ask your representative for complete details. Eligibility is subject to underwriting approval.
These policies provide disability income insurance only. For policies issued in New York, they do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 50%. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy.
Disability income insurance is issued by Metropolitan Life Insurance Company on IDI2000-P/NC-ML, IDI2000-P/GR, AH 7-96-CA and AH 8-96-CA.