State of Tennessee

Welcome state employees!

All eligible employees will continue enrollment in the plans in which they are currently enrolled unless a change is made during Annual Enrollment. The state will continue to pay for 100% of the monthly premiums for LTD Option 3 for central state government and state higher education employees. Eligible employees of state offline agencies are responsible for the full monthly premium. If you have questions, please contact the state of Tennessee dedicated customer service line at 1-855-700-8001. Live support is available 7 a.m. – 10 p.m. CT, Monday – Friday.

HOW IT WORKS

Your financial confidence goes well beyond health coverage. Which is why we have made various enhanced coverage options available to you through MetLife. You can enjoy the same feeling of confidence provided by health insurance in other aspects of your life. Together, the benefits you choose can help insure what matters most to you.

Explore the enhanced policy options available to you below.

Like most group disability insurance policies, MetLife policies contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force.  Ask your MetLife group representative for complete costs and details. 

These policies provide disability income insurance only. For policies issued in New York, they do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 50%. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy. 

MetLife Group Disability Income Insurance is issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166, under Policy Form GPNP23-2T DI.