Legal Plans

Easy access to legal counsel for many legal matters with no additional fee.

You can get affordable access to professional legal advice for the road ahead

Get coverage for a wide range of personal legal matters.

Legal Plans

Access to an attorney at a fraction of the cost


MetLife Legal Plans can be a valuable benefit for you and your family.

Preparation and peace of mind are key to our overall well-being, especially in times of uncertainty. Knowing that you have a plan and trusted resources in place should you require legal assistance is one less thing to worry about.

  • Access to legal advice and representation from a network of vetted attorneys
  • Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more
  • No copays, deductibles or waiting periods1
  • Digital Estate Planning to create wills, living wills and powers of attorney from the comfort of your home

62% of working adults have been involved in a legal issue within the last three years2.

Legal Plans FAQs

Getting started is easy. You simply choose an attorney in any area of practice from our network, which is available online or via one of our representatives. We will then give you an assigned case number to share with your lawyer when you make an appointment. It’s that simple. 

You can speak to our Network Attorneys face to face, by phone, or you can submit questions online to our Attorney e-Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance. 

Our Network Attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan—giving you peace of mind that you’ve got an expert on your side, for as long as you need them.

Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience. And every year, all participating lawyers in our attorney network are re-credentialed.

Yes – our Client Service Center representatives are here to help you find the right attorney that’s best placed to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.

Yes – you can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.3

Yes, you have unlimited use of the plan over the course of the year for covered legal matters.4

Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.

Make Big Decisions a Little Easier

Tap into a network of top attorneys when you need help managing planned and unplanned legal situations.

1 When using a network attorney for a covered matter

2 CARAVAN survey conducted by ENGINE on behalf of MetLife Legal Plans, January 2020.

3 You will be responsible to pay the difference, if any, between the Plan’s payment and the attorney’s charge for services.

4 For more specific information, please refer to

Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2021 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114