Contact MetLife: All fields are required

By clicking Submit, you agree that we* may contact you at the number you've provided, possibly using automated technology or a prerecorded voice, to talk about our products and services. If you don't want to give this permission, you can still get a quote or make a purchase by calling us directly at 1-800-638-5433

*A MetLife company or third party acting on MetLife's behalf.

Thank you for contacting us.
Someone from MetLife will be reaching shortly to provide you help.
Error!
An error occured while submitting your information.

CALL: 1-800-METLIFE

3R's to Retirement

As you think about your future, consider these simple suggestions to help ensure you’re prepared for your retirement.

Review

  • The earlier you start saving, the better. Saving early can make you less vulnerable to rising inflation cost and less dependent on Social Security income.
  • Regular, steady investments add up—cutting back on little extras like skipping a latte or dinner out can help free up additional money for investing.
  • Take advantage of your employer’s plan, and increase your contribution each year or when you get a raise.
  • Contributing to your plan account increases the total amount you have invested and also increases the potential for your investments to compound.
  • Depending on your plan, you may be able to contribute to your retirement savings plan account before taxes are taken out. That means you have the opportunity to put more money toward your retirement savings.

Reassess

  • If possible, increase your contribution to your employer’s plan. 
  • Review your investments’ performance to determine if your portfolio is meeting your retirement objectives. 
  • Avoid early withdrawals and interrupting your savings.
  • Having sufficient disability insurance and life insurance can help you care for those who depend on you. 
  • Investigate financial aid options and consider home state colleges to help save on a child’s college costs. 

Retire

  • Work with your financial professional to create a distribution strategy to help ensure you don’t outlive your savings.
  • If you’re age 50 or older, you also may be eligible to make additional catch-up contributions of up to $6,000 in 2017 over the annual maximum contribution limits.
  • You may want to consider an asset allocation strategy geared towards providing a fair degree of stability, yet modestly exposed to investments for continued growth. 
  • If you choose to work while claiming early Social Security benefits, your benefit amount may be reduced until you reach full retirement age. 

Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.

Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). Both are MetLife companies.