While MetLife does not require a beneficiary be designated for Accident Insurance, Critical Illness Insurance and Hospital Indemnity Insurance, we highly encourage you to do so. To designate a beneficiary, download the form in this tile called Beneficiary Designation Form. Complete and mail the form to MetLife at the address noted on the form. You need only complete one form for all three products in the bundle, Accident Insurance, Critical Illness Insurance and Hospital Indemnity Insurance. You will need to complete a separate beneficiary form for your Life/AD&D Insurance and Disability Insurance with Winston Benefits during enrollment for these benefits. If you have not done so, please call Winston Benefits at 1-800-347-6071.