Insurance Benefits
It’s better to be better prepared
Legal Plans
Legal help that really helps
Accident Insurance
Recovery with fewer worries
Hospital Indemnity Insurance
Focus on healing, not hospital bills.
Critical Illness Insurance
More thriving, less worrying.
This open enrollment, let’s plan for real life.
When it comes to benefits, additional coverage isn't redundant, it's responsible. Now's the time to evaluate your plans and help protect yourself and your loved ones. Boost your benefits and enroll through work.
This open enrollment, let’s plan for real life.
Our network of nationwide attorneys will stand with you from start to finish - making sure you get the help you need. So whether you’re buying a home or creating a will, you can do so with confidence.
This open enrollment, let’s plan for real life.
When life catches you off guard, accident insurance can help keep you a step ahead. Get coverage for accidents, and use the cash benefits as you wish regardless of what your medical insurance may cover.
This open enrollment, let’s plan for real life.
Help reduce the financial impact of a hospital stay.1,2 Get cash benefits paid directly to you, and use them as you wish. That's how you can focus on what matters the most with the hospital indemnity insurance.
This open enrollment, let’s plan for real life.
Lessen your financial burden as you recover from a serious illness. Get cash benefits paid directly to you, regardless of what your medical insurance may cover, to use as you wish. With critical illness insurance, you can live your life your way.
Didyouknow morethan halfof employees
What to know
It’s important to prepare before open enrollment, so you can do what’s best for you and your family.
Boost Your Benefits
Benefits for every stage and age
Every pet deserves the best
Easy enrollment. Quick reimbursement. And the freedom to visit any licensed vet in the U.S. Plus, you can enroll anytime.
Explore more benefits
FAQs
Exact dates will vary depending on your employer. However, open enrollment is often during the end of the calendar year: October through December.
Many employers have open enrollment anywhere from two to four weeks.
Typically, yes. Many MetLife benefits are only eligible for enrollment during your employer’s open enrollment period. You can, however, enroll in MetLife Pet Insurance at any time.
First and foremost, confirm with your employer that you missed the date. If you did, talk to them about the options available to you. For example, a qualifying life event, like getting married, having a baby or loss of coverage, can make you eligible for a special enrollment period that allows you to enroll in benefits outside of the annual open enrollment window.
It’s coverage for family members, like spouses, partners and children. Check with your employer for your specific plan details to see if dependent coverage is included.
A premium is the amount you pay for coverage, typically monthly. This amount typically comes out as a payroll deduction.
Even with a medical plan, you may have extra expenses to pay following a health matter. Costs like plan deductibles, copays for doctor visits, and extra costs for out-of-network care can add up.
NEXT STEPS
Contact your employer for more information.