Legal Plans

Easy access to professional legal counsel for many legal matters with no additional fee.

You can get affordable access to experienced attorneys

Get coverage for a wide range of personal legal matters. Open enrollment is from 11/02/2020 - 11/16/2020.

ENROLL 11/2 – 11/16

How one couple protected their rights and their finances

Sarah and Matthew were ready to move when the home seller backed out. Fortunately, they were able to retain one of the area’s top attorneys, who got them their dream home. And the legal plan cost them less in a year than the average hourly fee for an attorney.

Legal Plans

Access to an attorney at a fraction of the cost

Getting legal help shouldn’t be difficult or unaffordable. But when the average rate for a lawyer is $370/hour1, common legal expenses can really dig into your savings. A legal plan provides professional legal counsel for everyday personal legal needs, at a fraction of a lawyer’s standard rate.

  • Access to legal advice and representation from a network of vetted attorneys
  • Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more
  • No copays, deductibles or waiting periods2

Did you know 54% of working adults experience a legal issue over the course of a year?3

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Legal Plans FAQs
How does the plan work? Collapsed Expanded

Getting started is easy. You simply choose an attorney in any specialized area of practice from our network, which is available online or via one of our representatives. We will then give you an assigned case number to share with your lawyer when you make an appointment. It’s that simple. 

You can speak to our Network Attorneys face to face, by phone, or you can submit questions online to our Attorney e-Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance. 

Our Network Attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan—giving you peace of mind that you’ve got an expert on your side, for as long as you need them.

How does MetLife Legal Plans attract top attorneys? Collapsed Expanded

Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience. And every year, all participating lawyers in our attorney network are re-credentialed.

Can I get help finding the right attorney for my needs? Collapsed Expanded

Yes – our Client Service Center representatives are here to help you find the right attorney that’s best placed to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.

Can I use an attorney who is not in the network? Collapsed Expanded

Yes – you can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.3

Can I use a lawyer more than once? Collapsed Expanded

Yes, you have unlimited use of the plan over the course of the year for covered legal matters.5

How much will it cost? Collapsed Expanded

Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.

1 Average hourly rate of $370 an hour based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of law Firm Economics (2018).

2 When using a network attorney for a covered matter

3 MetLife research fielded by ORC International, between June and July 2017.

4 You will be responsible to pay the difference, if any, between the Plan’s payment and the attorney’s charge for services. 

5 For more specific information, please refer to www.metlife.com/mybenefits.

Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2020 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114