Disability Coverage

You can make sure you are financially prepared in the event that you are unable to work due to a disability.

A disability can happen at any time — don’t wait to apply

New online enrollment in disability insurance makes it easy to protect your income, and your family, should you become unable to work.

Your Plan

Disability Insurance isn’t as easy as “one size fits all,” that’s why NYSUT Member Benefits and MetLife give you options to find the plan that fits you best:

  • Long-Term Plan: Get income protection for longer periods of disability — 5, 10, 15 years or longer — so your family and future is covered. 
  • 5-Year Plan: Consider this plan if you’re looking for planned protection and retirement is still several years away. 
  • Short-Term Plan: Cover sick leaves or if you’re nearing retirement with a short-term, 12-month disability plan.

To get a personalized rate quote, access our interactive rate calculator.

Get started today

NYSUT members can now apply online for Life and Disability insurance making it easier to protect your income and your loved ones. When you visit the enrollment site, select the respective insurance coverage tab you want to apply for.

Travel Assistance

When you enroll in any of the NYSUT Member Benefits disability plans you will also have access to Travel Assistance1 services, a unique program where you and covered family members2 can contact AXA representatives to administer emergency medical, travel and personal assistance services on your behalf wherever you are in the world. 

Travel Assistance Brochure
Travel Assistance Flyer

1. Travel Assistance services are offered and administered by AXA Assistance USA, Inc. Certain benefits provided under the Travel Assistance program are underwritten by Certain Underwriters at Lloyd’s London (not incorporated) through Lloyd’s Illinois, Inc. Neither AXA Assistance USA Inc. nor the Lloyd’s entities are affiliated with MetLife, and the services and benefits they provide are separate and apart from the insurance provided by MetLife. 

2. You and Covered Family Members means an enrolled employee and their eligible dependents as defined under the group insurance contract issued by MetLife

Like most group insurance policies, MetLife’s group insurance policies contain certain exclusions, limitations and terms for keeping them in force. Please contact MetLife for more information.

You may apply for Disability coverage if you are a member of NYSUT, age 65 or under and work 20 or more hours weekly. Lawful spouses or domestic partners of NYSUT members, retiree members and Associate Members of NYSUT are not eligible for this plan.

 Not available in all states.