If you have a family and want the most affordable plan offered to State of Florida employees:
You may wish to select the MetLife Preventative PPO Plan, offering the lowest premiums (less than $264/year for employee only)
If you are not anticipating lots of dental work, visit the dentist ~2x/year, and looking for a cost effective plan: You may wish to select the MetLife Standard PPO Plan.
If you anticipate seeing more specialists or a bit more dental work, but want to minimize extra charges:
You may wish to select the MetLife Indemnity with PPO Plan, offering the highest benefit levels ($2,000 annual maximum and lifetime orthodontia of $2,500)