Basic Term Life Insurance

Life insurance pays your beneficiary in the event of your death. It shouldn’t be difficult to protect your loved ones’ future. To Access additional elective benefits, Basic Life enrollment is required.

Life Insurance

You can easily protect your family’s future, today

We've all experienced how important it is to protect the health and safety of loved ones. It's why you work hard, continue to save what you can and try your best to plan for what's next. Looking after those you care for should not be a financial burden. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. This way, you’ll know that the life you’re working hard to build for your family will still move forward, no matter what happens.

  • Provides your family with valuable financial protection
  • Pays a monetary benefit to your beneficiary in the event of your death
  • Money can be used for a wide variety of purposes: final expenses, income replacement, paying off mortgage and other debts, childcare/education costs, and other short- and long-term expenses

80% of people think life insurance is more expensive than it actually is.1


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Life Insurance FAQs

While having life insurance provided by your employer is a great benefit, it’s possible that it may not be enough to adequately provide for your family.  Additional life insurance can give your family greater financial security if you are no longer here to earn a paycheck.

Everyone is different, but you may need more than you have now. The insurance you need changes as your life changes — for example, getting married, starting a family or buying a home might change the coverage you need. Many people are surprised to learn that they don’t have enough life insurance to cover the many expenses their loved ones may face.

It’s simple to determine the amount of coverage you need now:
Go to to calculate how much life insurance may be right for you.

It may be less expensive than you think. MetLife’s group life insurance plans are an economical way for you to provide for your family with competitive group rates and a wide range of coverage options to choose from. Exact rates can be found in the enrollment materials provided by your employer.

Premiums are conveniently paid through payroll deduction, so you don’t have to worry about writing a check or missing a payment.

  • You get competitive group rates and a wide range of coverage options to choose from.  
  • Proceeds are generally income tax free and can be paid to your beneficiary in a lump-sum payment. 
  • You will have the convenience of having premiums automatically deducted from your paycheck

your designated beneficiary can be viewed and updated in GIS at

Your employee and dependent Life and Accidental Death and Dismemberment insurance can be cancelled by emailing the cancellation request to

*Please be aware, when Basic Term Life is cancelled all remaining MetLife insurance coverage will be cancelled. If enrolled in GVUL without Basic Term Life, your GVUL policy will be automatically moved to direct bill

When your employment ends with NEBA, MetLife will be notified and a letter with conversion options will be mailed to you. If you have questions on conversion after your retirement, you can call 1-866-574-2861 prompt 3 and then prompt 1 will bring you to the MetLife Transition Solutions center where you'll speak with a financial advisor. If you call before you have retired, the advisor will not have any information in terms of what coverage type and coverage dollar amount you have, when benefits will end, and in addition to whether or not those coverages are portable. No action can be taken in terms of converting your policy until you’ve reached retirement. 

How much Life insurance should you have?

Find out with our life insurance calculator

More than ever, it's time to protect what matters most

Take control of your life insurance coverage so you’ll have the right protection in place for you and your family at all times.


To the maturity age specified in the certificate.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact your benefits administrator or your MetLife Group Representative for costs and complete details.