Mutual funds are sold by prospectus, which is available from your registered representative. Please carefully consider investment objectives, risks, charges, and expenses before investing. For this and other information about any mutual fund investment please obtain a prospectus and read it carefully before you invest. Investment return and principal value will fluctuate with changes in market conditions such that shares may be worth more or less than original cost when redeemed. Diversification cannot eliminate the risk of investment losses, and past mutual fund performance is not a guarantee of future results.
MetLife, its agents, and representatives may not give legal advice. You should consult with and rely on your own independent legal advisors regarding your particular set of facts and circumstances. Withdrawals are subject to ordinary income taxes. Withdrawals before age 59½ where permitted are generally subject to a 10% tax penalty.
MetLife and/or its affiliates receive fees from the fund families and/or its affiliates for certain administrative, distribution and recordkeeping services. For more information, including the enrollment disclosure booklet, contact your representative.
The plan document governs the terms of the plan and is available from your employer. In general, if any conflicts occur between this material and the plan documents provided by your employer that define the plan, the plan documents will govern.
Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.
MetLife refers to Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities are distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). Both are MetLife companies.