Legal Services

The MetLife Legal Plans benefit offers two plan options:

  • MetLife Legal Plans: $14.50 a month covers you, your spouse and dependents
  • MetLife Legal Plans Plus Parents: $20.50 a month covers you, your spouse, dependents, parents, step-parents, and/or parents-in-law

Many services are fully covered when you enroll including, buying or selling a home, wills, trusts, adoption, immigration assistance and more. 

Long-Term Disability

LTD offers income replacement if you are disabled and unable to keep working.

New for 2023: Kyndryl is changing the 50% core LTD benefit to an employer-paid plan. All regular, full-time and part-time employees will be automatically enrolled in the core LTD plan that cover 50% of your regular monthly compensation unless you are already enrolled in the 66 2/3% buy-up coverage.

For additional income protection eligible Kyndryl employees may enroll in the 66 2/3% of regular monthly compensation Kyndryl Long-Term Disability Plan, though a medical review may be required.

Dental Benefits

Dental health is important to your overall well-being, so Kyndryl offers you and your family comprehensive dental coverage.

Two plan options are available:

  • Kyndryl Dental Basic: provides basic coverage for preventive, diagnostic and basic restorative care.
  • Kyndryl Dental Plus: offers an enhanced benefit, covering preventive, diagnostic, basic restorative, major restorative and orthodontia care.

What’s OTL?

Enhanced employee-paid supplemental life and AD&D insurance through MetLife, referred to as Optional Term Life (OTL). Legal services for will preparation and estate resolution services are provided at no additional charge when you enroll yourself in term life insurance.

Travel Assistance services are also provided, at no additional charge, for you and your family when you enroll yourself in AD&D.

Calculate How Much Life Insurance Coverage You Might Need

Kyndryl may provide you with a base amount of life insurance – and for those needing more insurance, OTL coverages are available.

If you’re not sure how much you need, this tool may help.

These materials are intended to provide an overview of certain Kyndryl plans and programs in which you may be eligible to participate. These materials are not an official Summary Plan Description and do not provide full details. The formal plan documents are the complete and exclusive statement of the company’s obligations under the Plan. The official Plan documents shall govern in the event of a conflict between the terms of the Plan documents and information contained in these or any other documents and statements. The Plan Administrator retains exclusive authority and discretion to interpret the terms of the Kyndryl benefit plans and programs described herein.

MetLife Legal Plans is not sponsored or administered by Kyndryl or the Kyndryl Plan Administrator. Group legal plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Some services not available in all states. Please see your plan description for details. MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) matters involving the employer, MetLife and affiliates and plan attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters.

Life insurance benefits available under the Kyndryl Group Life Insurance Plan are provided under MetLife group life insurance policies which, like most group insurance policies, contain certain exclusions, limitations and requirements for maintaining coverage in force. Any such exclusions, limitations and requirements will be described in the insurance certificate and/or the Kyndryl Group Life Insurance Plan formal plan documents.