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New Jersey Higher Education Employees

Welcome to the New Jersey Alternate Benefit Program (ABP) and Additional Contributions Tax Sheltered (ACTS) Program site!

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Program Features

Learn more about the features of the NJ ABP and ACTS Program.

Funding Options

However you picture your future, the right retirement savings vehicle can help you get started.

Retirement Education

No matter what stage of life you’re in, there are actions you can take now to help achieve future financial security.

New Jersey Division of Pensions and Benefits (NJDPB)

The NJDPB oversees all Pensions and Benefits for New Jersey.

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