Legacy Advantage Survivorship Universal Life (LASUL 05, 09, 11 & 12)

POLICY CHANGE TYPE

EFFECTIVE DATEOther Change Criteria
Risk Classification ImprovementMonthaversary
Face Amount Changes:
Face IncreaseMonthaversary
Face Decrease*Monthaversary
Rider Additions
Waiver of Specified Premium MonthaversaryAvailable for insured ages 0-60
Rider Cancellations
Waiver of Specified Premium Monthaversary
Death Benefit Option ChangeMonthaversary
*Face decrease cannot exceed a minimum face amount of $250,000.