Cancer Insurance

Cancer insurance provides a lump-sum payment to help pay for the costs of cancer treatment and recovery.1

Cancer Insrance

You can enroll for the financial support cancer insurance provides, just in case you need it.

Cancer Insurance

Valuable financial support so you can focus on getting well

While it’s difficult to be emotionally prepared for the ups and downs of cancer, you can be financially prepared for the costs of treatment. Cancer insurance provides money to help cover expenses that may not be covered by medical insurance. 

Plus, it can be used to pay for household expenses that can be more difficult to manage while you are sick. This extra financial support lets you focus more fully on yourself and your health.

  • Single, one-time payment to use as you see fit, paid directly to you
  • Use it for prescriptions, deductibles, co-payments, therapy and everyday bills
  • Pays on top of medical insurance
  • Benefits for initial diagnosis and if cancer returns2

Cancer Insurance FAQs

Yes, you can enroll both yourself and your eligible family members.3 All you need to do is enroll during the enrollment period.

Yes, you can use your payment as you see fit. Use it to help cover your household bills, medical insurance deductibles, copayments and more.

Payments will be paid directly to you, not doctors, hospitals or other health care providers. You will receive a check, payable to you, for maximum convenience.

One of the hardest parts of managing an illness like cancer is providing the support and comfort your family needs beyond the cost of care. 

Even the best medical and disability income plans can leave you with extra expenses to pay or services that just aren’t covered. Things like deductibles, copays, extra costs for out-of-network care, or non-covered services. And if you’re out of work because of a disability, it might be that only some of your income is protected. Many people aren’t prepared to handle these extra costs, so having this extra financial support when the time comes may mean less worry for you and your family.

Yes. Your cancer insurance coverage is guaranteed,4 regardless of your health. You just need to be actively at work to be covered. There are no medical exams to take and no health questions to answer, so the whole process might be easier than you first thought.


Yes. This coverage is portable, meaning you can take it wherever you go. Your coverage will only end if you stop paying your premium or if your employer offers you similar coverage with a different insurance carrier.5

Your Cancer Insurance can be cancelled by emailing the cancellation request to

*Please review the other insurance tabs to ensure the cancellation process is the same.

Get Support for Your Cancer Battle

Cancer insurance can help support you in your fight and cover unexpected expenses.

1 Please review the certificate for specific information about cancer benefits. In most states, not all types of cancer are covered.

2 Please review the Disclosure Document or Outline of Coverage/Disclosure Document for information on which Covered Condition may be eligible for a Recurrence Benefit. There may be a Benefit Suspension Period between recurrences of the same Covered Condition, as well as occurrences of different Covered Conditions.  There may be a limitation on the number of Recurrence Benefits payable per Covered Condition. We will not pay a benefit for a Covered Condition that is subject to a Benefit Suspension Period.  If a Recurrence Benefit is payable for a Cancer Covered Condition, we will not pay such benefit unless the Covered Person has not had symptoms of or been treated for the same cancer for which we paid a benefit during the Treatment Free Period.

3 Eligible Family Members means all persons eligible for coverage as defined in the Certificate.

4 Coverage is guaranteed provided (1) the employee is actively at work and (2) dependents are not subject to medical restrictions set forth on the enrollment form and in the certificate. Some states require the insured to have medical coverage. Additional restrictions may apply to dependents serving in the armed forces or living overseas. [For CA sitused cases: Coverage is guaranteed provided (1) the employee is performing all of the usual and customary duties of your job at the employer's place of business or at an alternate place approved by your employer and (2) dependents are not subject to medical restrictions as set forth on the enrollment form and in the Certificate. Some states require the insured to have medical coverage. Additional restrictions may apply to dependents serving in the armed forces or living overseas.]

5 Eligibility for portability through the Continuation of Insurance with Premium Payment provision may be subject to certain eligibility requirements and limitations. For more information, contact your MetLife representative.

The MetLife Cancer Insurance plan is based on the MetLife Critical Illness Insurance (CII) policy. MetLife Cancer Insurance includes only the Cancer Covered Conditions.

METLIFE CRITICAL ILLNESS INSURANCE (CII) IS A LIMITED BENEFIT GROUP INSURANCE POLICY. Like most group accident and health insurance policies, MetLife's CII policies contain certain exclusions, limitations and terms for keeping them in force. Product features and availability vary by state. There may be a preexisting condition exclusion.  There may be a Benefit Reduction Due to Age provision. There may be a Benefit Suspension Period between recurrences of the same Covered Condition or occurrences of different Covered Conditions. Attained Age rates will increase when a Covered Person reaches a new age band.  Rates are subject to change. A more detailed description of the benefits, limitations, and exclusions applicable to MetLife’s CII product can be found in the applicable Disclosure Statement or Outline of Coverage/Disclosure Document available at time of enrollment. For complete details of coverage and availability, please refer to the group policy form GPNP07-CI, GPNP09-CI, GPNP10-CI, GPNP14- CI, GPNP19-CI or contact MetLife for more information.  Please contact MetLife for more information. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York.

MetLife's Critical Illness Insurance is not intended to be a substitute for Medical Coverage providing benefits for medical treatment, including hospital, surgical and medical expenses. MetLife's Critical Illness Insurance does not provide reimbursement for such expenses.

ADF# CA1394.16