Pet Insurance for Individuals

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Pet Insurance offered

Pets are a beloved part of the family, and it’s important to keep them safe and healthy


Protect Your Furry Family Members

Pet Insurance Underwritten and Issued by Independence American Insurance Company

Now more than ever, pets are playing a significant role in our lives and it is important to keep them safe and healthy. Help make sure your furry family members are protected in case of an accident or illness with Pet Insurance offered by MetLife1.

How does Pet Insurance offered by MetLifework?

  1. Select the coverage that’s best for your pet and enroll
  2. When an unexpected accident or Illness occurs, take your pet to the vet
  3. Pay the bill
  4. Send your claim + bill to us via our online portal, email, fax or mail
  5. Receive reimsbursement1

Why is pet insurance

You protect the things you are important to you. Why would your furry family members be any different?

Pet Insurance coverage options have several unique benefits, such as:

  • Flexible product offerings with straightforward pricing and deductible savings2
  • Quick 3-step enrollment and hassle-free claims experience
  • Among the shortest wait periods3 in the industry, and dogs and cats of all ages and breeds are covered
  • Multichannel support options
  • Coverage ranges from accidental injuries and illnesses, surgeries and hospital stays, to hip dysplasia, chronic conditions like cancer, alternative therapies like acupuncture, and much more
Did You Know?

Pet parents spend over $29.3B on vet care annually.4 24% have also gone into credit card or personal loan debt as a result.5

Tips for Keeping

As much as wed like to protect them


Contact your employer for more information.

1 Independence American Insurance Company (“IAIC”) is the insurance carrier for this product. PetFirst Healthcare, LLC, a MetLife company, is the policy administrator authorized to offer and administer pet insurance policies. Independence American Insurance Company, a Delaware insurance company, is headquartered at 485 Madison Avenue, NY, NY 10022. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact PetFirst Healthcare, LLC. Like most insurance policies, insurance policies issued by IAIC contain certain exclusions, exceptions, reductions, limitations, and terms for keeping them in force.

2 With deductible savings, your pet's deductible automatically decreases by $25 each policy year that you don't receive a claim reimbursement. May not be available in all states. 

3 Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.

Pet Industry Market Size & Ownership Statistics (

According to the 2019–2020 National Pet Owners Survey conducted by the American Pet Products Association (APPA).