Net Zero

MetLife is working toward Net Zero greenhouse gas (GHG) emissions for its global operations and general account (GA) investment portfolio by 2050 or sooner1 as part of delivering long-term value for our stakeholders.

MetLife recognizes that environmental challenges can affect the well-being and financial future of our employees, our customers, our communities and our shareholders. Protecting human health, preserving natural resources and addressing climate issues are integral to how we drive sustainable growth and create long-term value for our stakeholders. For years, MetLife has applied a range of strategies to reduce emissions generated by its operational footprint. MetLife is working to increase efficiencies, reduce risks and deliver sustainable growth while making progress toward its interim targets. 
 
This aspiration builds on our longstanding history of environmental stewardship, which entails working toward an inclusive, resilient and thriving environment for present and future generations. To help reduce emissions to as close to zero as possible in the coming decades, we are focusing on MetLife, Inc.’s global owned and leased offices and vehicle fleets, employee business travel, supply chain and certain assets in MetLife’s GA investment portfolio, which includes the general accounts of MetLife, Inc.’s wholly owned insurance company subsidiaries.
 
MetLife has voluntarily produced and publicly disclosed an inventory of GHG emissions from our operations for years. While reliable methodologies and data sets pertaining to certain emissions are not available at this time, we are committed to improving our data quality and tracking capabilities as standards and methodologies continue to evolve. Emissions calculations are informed by the GHG Protocol and Partnership for Carbon Accounting Financials, unless otherwise directed by regulators. MetLife recognizes that reaching Net Zero emissions depends not only on its own actions, but also on broader market conditions, counterparty participation, regulatory developments across jurisdictions, and continued advancements in data availability, tools and technology.

Net Zero Interim Targets

(by 2030, unless otherwise indicated)

Global Operations

global operations

Reduce Scope 1, Scope 2 and Scope 3 business travel emissions by 50 percent from 2019 baseline.

  • Reduced emissions by 52 percent since 2019 through measures such as increasing energy efficiency; reducing consumption at offices and data centers; electrifying vehicle fleets; and reducing business travel, where possible.
global operations

Two-thirds of top suppliers by spend set emissions-reduction goals.3

  • Approximately 68 percent of top suppliers by spend have set goals.
  • Educated suppliers through our annual supply chain sustainability webinar and encouraged them to report through the annual CDP Supply Chain Program.

General Account Investments

General Account Investments

Engage emitters responsible for at least 50 percent of public corporate debt portfolio financed emissions on climate annually.4 

  • Engaged 51 percent top emitters in GA public corporate debt portfolio, representing utility companies.
  • Gained better understanding of issuers’ respective sustainability goals, practices and constraints.
General Account Investments

Reduce financed emissions for real estate equity investments by 50% from 2019 baseline.5

  • Reduced U.S. location-based financed emissions intensity by 23 percent and absolute financed emissions by 13 percent since 2019, while growing the real estate equity investment portfolio by 9 million square feet.
  • Leveraged MIM’s decarbonization prioritization strategy to systematically manage risk, maximize performance and promote strong returns by focusing on energy efficiency and renewables.
2025 Sustainability Report

Living Our Purpose

Read our latest Sustainability Report for more information on MetLife initiatives and progress.