Claims

New Claim Intake Option

Telephonic claim intake with verbal HIPAA authorization for accident and critical illness.

  • Call your Designated Team at MetLife at 800-638-2880 Monday – Friday from 5:00 a.m. to 5:00 p.m. PST
  • New starting 4/1/2021 – submit paperless Accident and Critical Illness claims with our new telephonic claim intake option, with HIPAA voice authorization.
  • A designated team of experts will assist with any questions and help to initiate your claim telephonically.
  • After verifying your enrollment and eligibility, a message will be played for you to listen to regarding HIPAA authorization.  This allows MetLife to assist in gathering medical records.
  • During claim intake, you will be asked to confirm you understood the details from the recording explaining HIPAA authorization, and that we will be ordering medical records on your behalf.
  • A case manager will confirm all details required to initiate your claim over the phone.  A letter will be sent to you, advising medical information is required before review can be completed.  While we will be requesting medical information from your provider(s), you may be able to expedite the process by providing any medical information you have.
  • The claim will be set-up over the phone. If your physician requires a wet signature in order to release medical information, we will mail a paper copy of the HIPAA authorization for your signature.
  • A survey will be sent to you following our review, we appreciate any feedback from your experience.
  • While medical information needed will be dependent upon the type and nature of your claim, medical information may consist of the following:
    • Itemized invoices and bills – critical illness and accident
    • Admission and Discharge papers from hospital – critical illness and accident
    • Treatment notes – accident
    • X-rays (CAT scans, MRI’s, and/or other types of imaging) – critical illness and accident
    • Detailed treatment plans – critical illness and accident
    • Referrals to other physicians for tests/consultations – critical illness and accident
    • Death certificate – critical illness and accident
    • Autopsy – critical illness and accident
    • Blood tests for alcohol and drug screening – accident with motor vehicles
    • Specific tests for individual diagnoses (for example, PSA for prostate exam) – critical illness
    • Hospital and rehab invoices, notes, bills, treatment plans – critical illness and accident
    • Orthopedic notes and information on assistive devices/durable medical equipment - accident
    • Any other medical information that allows us to make an accurate claim decision – critical illness and accident

Claim Information


Learn how to file a claim in 3 easy steps and view the status of an existing claim.

How to submit a Personal Accident or Critical Illness claim online:

1. Visit mybenefits.metlife.com or download the MetLife Mobile App to view your certificate of insurance and to initiate your claim*.  You may also call 800-638-2880 5:00 am – 5:00 pm PST to obtain a claim form.

2. Answer questions about your claim and upload your medical documentation to support your claim.  If you need help, or MetLife requires additional information, MetLife will assist in obtaining medical information from your provider with your authorization.

3. Visit mybenefits.metlife.com or your MetLife Mobile App to check claim status, letters and benefit payments.

*For Critical Illness claims, a Physician Statement, which is available on MyBenefits or by calling 800-638-0220, needs to be completed by your physician.

A MetLife claims specialist will review your information, request any additional information if necessary, and notify you in writing of a claim decision.

MyBenefits

(Current Participants)

File a claim, view benefit information, or add/update your beneficiaries

Manage your benefits and claims in MyBenefits

MyBenefits is the web portal for MetLife participants.  Once registered, you can log in to:

  • Submit a claim and upload medical documentation
  • See claim status, history, and payments
  • Set up direct deposit of benefits
  • Read correspondence from MetLife
  • Download claim forms
  • View your certificate of insurance and designate beneficiaries

Employees can also submit, and access claim information on-the-go. Our mobile application has the same features as the MyBenefits web portal – employees can register and submit claims online, view claim status, letters and benefit payments.