Global Benefits & Services

We offer a variety of industry-leading ancillary insurance coverages and services that protect globally-mobile employees and their families through life’s unexpected moments.

Having the right Life and Long Term Disability insurance is a top priority for globally-mobile employees and is a critical component, not only to their assignment experience, but their mental and financial well-being. Support globally-mobile employees by providing a solid foundation of protection with our unrivaled suite of ancillary benefits and value-added services.

Our Solutions

Life insurance

Helps beneficiaries meet a portion of income in the event of a premature loss.

Accidental Death & Dismemberment

Provides benefits in cases of unexpected accidents that result in loss of life or serious bodily harm.

Long Term Disability

Protects finances and standard of living while recovering from a sudden illness or injury.

Globaline

Offers comprehensive Health, Life and Long Term Disability insurance packaged in a single solution.

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Life insurance can be a critical first step in helping to ensure financial well-being should the worst happen.

In addition to Basic Life insurance, we offer a variety of coverages should global employees or their families require more protection, at no additional cost to employers:

Supplemental Life: Allows employees to increase their coverage to meet their individual needs
Spouse & Dependent Life: Offers additional coverage for spouses, domestic partners and/or eligible children

Services available with our Life insurance plans are there to help globally-mobile employees feel protected, supported and confident as they navigate key moments throughout their assignment:

Critical Incident Support

Accidental Death & Dismemberment insurance complements Life insurance and provides extra financial security after challenging events such as loss of life, limbs, speech, hearing, sight, mobility, muscle function and more.

We offer a variety of coverages should global employees or their families require more protection, at no additional cost to employers:

Supplemental AD&D: Allows employees to increase their coverage to meet their individual needs
Spouse & Dependent AD&D: Offers additional coverage for spouses, domestic partners and/or eligible children

Long Term Disability replaces a portion of income for a period of time through direct monthly payments if an employee is unable to work and needs to take a leave of absence due to a covered condition.

In addition to Long Term Disability, we offer an enhanced coverage option should global employees require more protection, at no additional cost to employers:

Supplemental Long Term Disability: Allows employees to increase their coverage to meet their individual needs

Services available with our Long Term Disability plans are there to help globally-mobile employees feel supported and confident if unexpected challenges arise on assignment:

Cancer Care Compass
Critical Incident Support

Globaline^TM is a joint solution that offers access to GeoBlue’s^® best-in-class international healthcare products and MetLife Worldwide Benefits’ unrivaled ancillary products and services.

Health insurance: Medical, Dental, Vision, International Employee Assistance Program and Medical & Security Evacuation
Ancillary insurance: Life, Accidental Death & Dismemberment and Long Term Disability
Value-added services: Grief Counseling, Estate Resolution and Will Preparation & Digital Estate Planning

Our Services

Grief Counseling

Provides access to professional, confidential support in times of need.

Will Preparation & Digital Estate Planning

Helps alleviate the stress and complexity of creating or updating a will.

Estate Resolution

Empowers a confident and easy estate settlement process.

Empathy Loss Support

Helps beneficiaries navigate practical and emotional challenges following a loss.

Cancer Care Compass

Helps create a path forward following a difficult cancer diagnosis.

Critical Incident Support

Enables employers to help global employees recover and move forward after a crisis.

Grief comes in many forms and affects employees in different ways – at work and at home. Whether it’s help coping with a loss or major life change, professional counselors provide the support members may need to help move forward from difficult times.

Tailored to individual needs: Comfort during significant life events, such as loss, divorce, layoff/termination, serious medical diagnoses or critical illness
Holistic support: Connects employees to expert and trusted advice, including mental health counseling, legal consultation or financial consultation
Easy-to-access resources: In-person or online sessions with licensed counselors and access to self-help resources that support employees at their own pace

Creating or updating a will can be stressful and confusing. We offer resources to assist members with a variety of wills to ensure clear, confident decisions about their final wishes.

Tailored to individual needs: Preparation and updates of wills for global employees and spouses/domestic partners, including complex wills, living wills, powers of attorney and healthcare proxies
Expert guidance: Connects employees to legal experts that are there to provide trusted advice and guidance, every step of the way
Easy-to-access resources: Unlimited in-person or telephonic consultations with an attorney from our extensive network of 18,000+ participating plan attorneys in a private, supportive environment

Settling an estate can be a complex and lengthy process, but it doesn’t have to be. We offer resources to assist members with an array of probate-related needs so they can feel confident about their important life decisions.

Tailored to individual needs: An attorney will work with beneficiaries to find the best solution for them, such as preparation of estate documents or executing the transfer of assets
Expert guidance: Connects beneficiaries to legal experts that are there to provide trusted advice and guidance, every step of the way
Easy-to-access resources: Unlimited in-person or telephonic consultations with an attorney from our extensive network of 18,000+ participating plan attorneys in a private, supportive environment

After a loss, knowing where to start can be overwhelming. Human and tech-enabled support offered through Empathy can help beneficiaries through immediate, individual next steps while protecting their time, finances and well-being.

Tailored, end-to-end support helps families move forward, one step at a time

Structured care plan for winding down loved one's affairs
Dedicated Care Managers provide direct guidance across a wide range of needs

Resources for completing important tasks can help beneficiaries reclaim valuable time during critical moments

Help managing complex financial and legal responsibilities, like estate administration
Funeral planning, obituary writing and eulogy assistance
Smart tools that streamline and simplify essential next steps, like closing accounts

In-the-moment connection and comfort helps beneficiaries through the grieving process

Online forum to share, engage and connect with others going through similar life changes
Self-care resources that promote emotional healing and resilience

Experiencing a cancer diagnosis on assignment can bring an added layer of uncertainty and challenges. From coping with a recent diagnosis, navigating leave or returning to work, we offer emotional, practical and vocational resources for globally-mobile employees with cancer--and employers with the right tools to support them along the way.

Globally-mobile employees have access to a dedicated care counselor, there to provide personalized coaching and build a wellness plan that points employees to services and resources relevant to their needs.
Employers have access to consultative, strategic coaching and tools that can help with effectively managing absence and reintegration, while prioritizing recovery.

When unexpected challenges arise on assignment, it’s vital globally-mobile employees have the right level of support from their employers. We help employers extend the targeted guidance and care their global employees need to navigate crises abroad.

On-site management training on adverse or traumatic events that occur in or outside the workplace, such as natural disasters, acts of terrorism, layoffs, deaths or accidents involving co-workers and more.
Trauma counselors with extensive experience develop a response plan and provide timely, direct consultations with HR staff and managers.

We're here to help you build a global benefits plan that ensures globally-mobile employees have coverage fit for them.

Provide more personalized coverage

Did you know?

1 in 4 globally-mobile employees are looking for benefits that fit their unique needs while they're on assignment.¹

Read more insights

¹ MetLife’s Expat Employee Benefit Trends Study, 2025.

Critical Incident Support services are provided by an independent vendor and are separate from DelAm insurance coverage. Available to employers following a workplace or community critical incident, these services offer onsite or virtual short-term emotional and psychological support and are not intended to replace ongoing medical or mental health treatment.

Cancer Care Compass Services are provided by an independent vendor and are separate from DelAm insurance coverage. Available to employees diagnosed with, or being evaluated for, cancer and their employers, the program offers support from specialized Cancer Care Coordinators who assess emotional, functional and work-related needs, coordinate recovery plans and connect participants with appropriate resources. These services do not provide medical advice, treatment or ongoing clinical care.

Empathy’s bereavement services and platform are provided through an agreement with The Empathy Project, Inc., (doing business as Empathy). Empathy is not an affiliate of MetLife, and the services Empathy provides are separate and apart from the insurance provided by MetLife. This program is available to the beneficiaries of deceased insureds covered under MetLife Worldwide Benefits insurance programs. Empathy is only available to beneficiaries who have US phone numbers. Information disclosed directly to Empathy is not disclosed to MetLife and therefore is not subject to MetLife’s privacy policy.

MetLife's Will Preparation and Estate Resolution services are offered by MetLife Legal Plans, Inc., Cleveland, OH. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

Grief Counseling services are provided by a vendor not affiliated with DelAm, and the services provided are separate and apart from the insurance provided by DelAm. The vendor’s network of counselors have master’s or doctoral degrees and are licensed professionals. The Grief Counseling program does not provide support for issues such as: domestic issues, parenting issues, or marital/relationship issues (other than a finalized divorce). For such issues, members should inquire with their human resources department about available company resources. Events that may result in a loss are not covered under this program unless and until such loss has occurred. This program is available to Employees and their family members, as well as to beneficiaries at the time of a death claim. Family members are defined as an Employee’s lawful spouse, domestic partner, natural child, adopted child, and stepchild. Services are not available in all jurisdictions and are subject to regulatory approval.

MetLife’s worldwide benefits products are underwritten by Delaware American Life Insurance Company, a MetLife affiliate domiciled at 600 North King Street, Wilmington, DE 19801, and other affiliates.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife representative for costs and complete details.