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Products & Services

We understand that globally mobile employees have unique coverage needs. Our offerings deliver a wide range of products and services that give you and your clients the flexibility to find ideal solutions to cover them.

Helping to ensure final wishes are clear

MetLife Worldwide Benefits life insurance now includes will preparation services at no extra cost. This service provides members with the resources they need to create or update a will. With expert legal guidance from our vast network of plan attorneys, members can feel confident they're making the life decisions that are right for themselves and their family.1

Settle an estate with confidence

Settling an estate can be a complex and lengthy process, but it doesn't have to be. MetLife Worldwide Benefits life insurance coverage now offers estate resolution services at no additional cost. These services can make the probate process easier by guiding employees through the nuances of settling an estate. Whether an employee has questions about the probate process or requests court representation, our vast network of plan attorneys are there to assist in planning for life's unexpected outcomes.2

Supporting globally-mobile employees and their families through difficult times

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Choose an Insurance Plan

Start by finding the plan that works for your clients and their employees. Our full suite of products includes Medical, Dental, Vision, Life, and Long-Term Disability.

Customized Plans

We’ll work with you to help identify your clients’ unique needs and choose the products and services that make the best sense.

Ideal for:

  • Healthcare coverage for groups of as few as two globally mobile employees
  • Stand-alone Life or Long-Term Disability insurance plans
  • Employees on assignment for more than six months

Pre-Designed Plans

Simplify the process by choosing pre-designed worldwide insurance plans built from our 60 years' of expertise with providing coverage to employees abroad.

Ideal for:

  • Healthcare coverage for 2–20 globally mobile employees
  • Pre-designed plans that are easy to select and implement
  • Employees on assignment for more than six months

Short-Term Business Traveler Plan

Cover urgent and emergency care needs with our International Business Travel Medical (IBTM) plan.

Ideal for:

  • Emergency and urgent care for employees traveling outside their home countries
  • Employee coverage for trips shorter than six months
  • Employees traveling to multiple countries during a single trip

Health & Wellness Services

Taking preventative steps is one of the most important things employees abroad can do to stay healthy.
These built-in programs encourage employee wellness – and keep costs low for everyone.

International Employee Assistance Program

Adjusting to life abroad can be a challenge. Employees can find help acclimating with highly qualified, licensed professionals.

Remote second medical opinion

Employees can get their diagnosis and treatment plan reviewed from healthcare providers in the U.S. without having to leave their host country.

Online wellness tools

Keep employees well by encouraging a healthy lifestyle with online tools such as fitness plans, health-risk assessments, and health resources. 

Emergency evacuation services

Our customer service teams are trained to coordinate all facets of an emergency evacuation to ensure employees are quickly and safely taken care of, wherever they may be.

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Testimonial

“I was nervous about healthcare in another country. MetLife really answered all of my questions and took care of me. They processed my claim in such a prompt manner. I feel confident that future care will be handled in the same manner.”

Backed by an Expansive, Expert Network

Global Reach

One of the largest global medical networks, catering specifically to globally mobile employees, with over 1.2 million providers in 180 countries.

U.S. Medical Coverage

Access to some of the largest healthcare networks in the U.S.

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Local Experts

In-market experts with a deep understanding of regional differences reduce the challenges in receiving care abroad.

Prescription Drug Access

Our partnership with CVS Health provides access to more than 68,000 retail pharmacies.

A Worldwide Plan With a Personal Touch

Our customer service teams are the local face of our global healthcare network. Experts based in our customer service centers actively guide employees through the nuances of the local medical system, giving them personal support they can lean on.

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1, 2 MetLife's Will Preparation and Estate Resolution services are offered by MetLife Legal Plans, Inc., Cleveland, OH. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

3 Grief Counseling services are provided by a vendor not affiliated with DelAm, and the services provided are separate and apart from the insurance provided by DelAm. The vendor’s network of counselors have master’s or doctoral degrees and are licensed professionals. The Grief Counseling program does not provide support for issues such as: domestic issues, parenting issues, or marital/relationship issues (other than a finalized divorce). For such issues, members should inquire with their human resources department about available company resources. Events that may result in a loss are not covered under this program unless and until such loss has occurred. This program is available to Employees and their family members, as well as to beneficiaries at the time of a death claim. Family members are defined as an Employee’s lawful spouse, domestic partner, natural child, adopted child, and stepchild. Services are not available in all jurisdictions and are subject to regulatory approval.

MetLife’s worldwide benefits products are underwritten by Delaware American Life Insurance Company, a MetLife affiliate domiciled at 600 North King Street, Wilmington, DE 19801, and other affiliates.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife representative for costs and complete details.