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Short-Term Plans

Get a personalized, easy-to-administer health insurance plan that covers urgent and emergency care needs for employees traveling abroad for less than six months.
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Protection for Even the Shortest Trips
Get a personalized, easy-to-administer health insurance plan that covers urgent and emergency care needs for employees traveling abroad for less than six months.

This short-term coverage supplements employees’ current domestic medical plan with coverage for urgent and emergency care needs when traveling abroad for less than six months. It is ideal for business travel, as well as employees traveling to multiple countries on a single trip.

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Emergency & Urgent Medical

Coverage for emergency and urgent medical needs when traveling abroad. Options include 100% coinsurance and $0 deductible.

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Medical Evacuation & Repatriation1

In the event of a medical emergency abroad, this service provides support and guidance when transport is needed. Covers emergency evacuation, repatriation, and return of remains.

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Hospital & Clinic Referrals

Travelers can get recommendations while abroad for local hospitals or clinics based on their needs, including medical issues, languages spoken, and proximity.

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Global Translation Services

This service assists in translation of documents, including claims receipts, forms, and documentation, into or out of English.

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Lost or Stolen Prescription Drugs

Replacement for lost, stolen, or destroyed prescription drugs for employees and any accompanying dependents.

Standard Coverage

Our short-term business traveler plan includes the services listed below.

Optional Medical Coverage

Customize our plan with several additional services, based on the needs of your globally mobile employees.

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Dependent Medical Coverage

Coverage for emergency and urgent medical needs for spouse or children traveling with employees.

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Accidental Death & Dismemberment (AD&D)

Make sure your globally mobile employees’ income is protected with Life and AD&D coverage, which includes a $100,000 flat payout for accidents and/or loss of life suffered when traveling abroad.

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Sojourn Insurance Coverage

Extends coverage to personal trips occurring up to one week immediately before or immediately after the business trip.

Working with MetLife

Give your employees the confidence that comes with:

  • Over 60 years’ experience as a worldwide medical provider
  • A large global network of over 1.1 million providers in 180 countries
  • Dedicated account managers guiding you every step of the way
  • Industry-leading reporting and online management tools
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