MetLife Retirement & Income Solutions

20th Annual U.S. Employee Benefit Trends Study 2022

Mar 21, 2022

For the 20th anniversary of MetLife’s Employee Benefit Trends Study, we look at how the changing retirement landscape has impacted U.S. workers — and how organizations can support their employees’ retirement needs today.  

This year's insights: 

  • The proportion of workers who have not yet started saving for retirement has nearly tripled since 2002. 
  • Lower savings rates are primarily driven by younger employees, but many older workers struggle to save as well. 
  • Millennials tend to be more worried about outliving their retirement savings than other generations. 
The last two decades have seen dramatic changes in the retirement landscape for both employees and employers.

Employees and employers agree: employers have a responsibility to


of employers say helping ensure employees are financially prepared to retire is an important employee benefit


of employees believe that employers have the responsibility to help them adequately save for retirement

2022 U.S. Benefit Trends Study Infographic 

View Key Findings

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