Pension Risk Solutions

We’ll collaborate with you to identify an optimal strategy for managing risk.

Partial risk transfer

Settle a portion of a plan’s liabilities through an annuity buyout.

Our Pension Risk Transfer solution offers:

  • Transfer of a portion of your company’s plan to the issuing MetLife insurance company1 — permanently
  • Reduction in plan size
  • Elimination of most investment, interest rate, longevity and early retirement risks associated with the transferred portion of your company’s plan
  • Absorption of ongoing costs associated with the transferred portion of your company’s plan — including administration and investment costs — by the issuing MetLife insurance company1

Full risk transfer

Settle your plan liabilities through an annuity buyout.

Our Full Risk Transfer solution offers:

  • Transfer of your company’s plan in its entirety to the issuing MetLife insurance company1 — permanently
  • Elimination of most volatility and risks associated with your company’s plan
  • Reassignment of your company’s obligations associated with the plan to the issuing MetLife insurance company1
  • Removal of ongoing costs such as administration, investment and PBGC premium costs

Premium payment

Premium payment for pension buyout transactions can be made in the form of cash or subject to any required regulatory approval by a transfer of assets-in-kind (AIK).

AIK transfers benefit your company by:

● Potentially reducing the premium

● Reducing the need to liquidate significant portions of plan assets, which can lead to:

       ○ Asset Liability Management (ALM) mismatches

       ○ Material transaction costs

       ○ A drag on portfolio returns or yields pre-closing

● Reducing risk during the transition period from current plan status to the insurer.

Meet our Pension Risk experts

Get to know the people who will help you make the best choices for your company’s retirement plan.