Lifetime Income Insights

Learn more about the latest insights and trends for lifetime income annuities.
Lifetime Income

This white paper discusses a retirement paradigm that reframes defined contribution (DC) plans from savings plans to retirement income programs.

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Lifetime Income

This white paper has been developed to provide insight to plan sponsors and other industry practitioners into the practical implications of the rules for plan sponsors and their plans, and focuses on structural and operational considerations for DC plans and cash flow management considerations for DB plans.

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Lifetime Income

This white paper was developed to help provide perspective on the QLAC rule and some initial observations on both its strategic (longer term) and tactical (more immediate) implications for DC plan sponsors.

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Lifetime Income

This paper addresses the sometimes expressed, and often assumed, myths and misperceptions about annuities.

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Lifetime Income

Roberta Rafaloff, head of MetLife’s Institutional Income Annuities business, spoke with PLANSPONSOR about how employers can help guide employees in terms of structuring retirement income.

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Lifetime Income

MetLife commissioned research conducted by Harris Poll to understand consumers’ attitudes and decision-making with regard to lump sums and income annuity payments from several sources, including a DB pension plan or a DC retirement savings plan.

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Lifetime Income

View key findings from the study.

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Lifetime Income

Tim Brown, senior VP and head of Life & Income Funding Solutions with MetLife, spoke with PLANSPONSOR about how plan sponsors can help participants understand the risks associated with managing lump sums and create an income stream they cannot outlive.

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Lifetime Income

This article discusses policy makers’ growing sentiment for retirement income, why DC plans need a retirement income makeover and the reasons lifetime income provisions deserve public policy consideration.

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Lifetime Income

The Poll assessed defined contribution (DC) plan sponsors familiarity with – and knowledge about – regulatory developments by the U.S. Departments of Labor and Treasury to strengthen retirement security among U.S. workers. It also gauged how these plan sponsors view the role of DC plans in the provision of retirement income.

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Lifetime Income

View the key findings from the Poll.

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Lifetime Income

This article explains the features of QLACs and why both employees and employers are finding this type of insurance an attractive option, as it protects people against their greatest risk in retirement —longevity.

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Lifetime Income

This piece discusses how insurers such as MetLife offer a reinsurance solution that helps groups alleviate the risks of CGAs, while reducing management burdens and reassuring donors about the security of their payments.

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Lifetime Income

In this follow-up to our original QRPB study, MetLife specifically looked at the differences in retirement income culture between companies that offered only a DC plan, and those who provided a broad coverage DB plan combined with a DC plan as a supplemental savings program.

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Lifetime Income

MetLife commissioned this research of the largest U.S. plan sponsors and their recordkeepers to assess whether and to what extent these two groups are communicating about retirement income education, strategies and solutions for the participants in the defined contribution (DC) plans that they sponsor and service, respectively.

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Lifetime Income

The MetLife Qualified Retirement Plan Barometer was constructed to measure, at a point in time, how companies are doing with regard to creating a retirement income culture within their respective companies.

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Lifetime Income

With this research, MetLife wanted to assess if and how plan sponsors are recalibrating issues surrounding the aging workforce and identify emerging practices that may be used to manage very experienced workers going forward.

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Lifetime Income

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