Added Flexibility — MetLife offers alternative Traditional GIC options that allow plan sponsors more flexibility. These include:
- Installment payouts
- Floating rate structures
- Index-linked structures
- Convertible structures
- Cash flow windows
- Callable/extendable features
Detailed term sheets for all MetLife traditional GIC solutions are available upon request.
Liquidity — MetLife guarantees that funds will be available to pay participant-initiated withdrawals, as determined by the plan, at full contract value.1,2 These benefits can include withdrawals, transfers, loans, retirement and other benefits specified by the plan.
Underwriting Expertise — MetLife is an industry leader in Traditional GICs, and our extensive underwriting experience allows us to tailor contracts to meet the unique cash flow and benefit liability needs of plan sponsors.
Offer Plan Sponsors the Potential for Better Returns with Stable Value
These income-producing, low-risk investments consistently outperform money market funds — and inflation — while providing a guarantee of principal and interest.1 Having a Traditional GIC as a component of a capital preservation option in retirement plans empowers employees to build more diverse retirement portfolios and potentially reduce market risk.
The MetLife Advantage
The MetLife enterprise serves 90 of the top 100 FORTUNE 500®-ranked companies3 and has a more than 35-year track record in stable value.
Stable value is a core competency of MetLife. Our extensive knowledge and experience enable us to respond with creative and tailored stable value solutions.
MetLife continues to earn high marks from the major rating agencies.4
To better meet the specific needs of plan sponsors, we work with our customers to create customized stable value solutions.
Clients benefit from our ready accessibility and our commitment to accountability.
We are an industry leader in stable value. Our extensive expertise managing both assets and liabilities, and our 150-year heritage of financial stability and strength, make us the preferred provider for many stable value managers and retirement plan sponsors.